wafflesm84
wafflesm84
@wafflesm84
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Topics: 0 / Replies: 24
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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

- Called my insurer last year about this exact thing. Here’s what I got: - Personal auto insurance: flat-out no coverage once the app is on, even ...

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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual

Yeah, I hear you—liability felt like enough when my car was older, but weather doesn’t care how much your ride’s worth. Here’s how I break it down: -...

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RE: Running out of gas and waiting forever for help

That story about your buddy’s trunk going up really brings home the risk. I’ve seen a few close calls myself, and honestly, it’s just not worth it for...

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RE: How did you feel after your first accident and dealing with insurance?

- Totally get what you mean about the waiting game. My first accident, I was a nervous wreck (pun intended). - Paperwork felt like a pop quiz I didn...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get where you’re coming from—winter driving always makes me second-guess my choices, too. Here’s how I try to break it down: - Higher deductible me...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

I get where you’re coming from, but I actually think the sensors aren’t totally off base. Sure, city driving is chaotic, but frequent hard braking can...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

- Been there with the insurance roadside—used it twice, both times it worked, but once I waited almost two hours for a tow. Not ideal, but I wasn’t st...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

- I get what you’re saying, but I think the “faint outline” isn’t always as permanent as it feels. - A lot depends on context—some employers dig deep,...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

- Had the dongle pop out once after hitting a speed bump too fast—scared the heck out of me. Now I double-check it’s secure before every trip. Not ide...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

- Lived in Houston for 12 years now, and I’ve seen firsthand how unpredictable the flooding can be. - My car got stranded during the Tax Day floods ...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Title: When The Other Driver Disappears: Uninsured Motorist Coverage In Action - That’s the thing—“comparable” is way more subjective than most peopl...

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RE: Classic car insurance and the annual mileage cap—worth it?

Totally get that—knowing exactly what you’d get back if the worst happens is huge peace of mind. I’m with you on the lower premiums too. The mileage c...

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RE: Classic car insurance and the annual mileage cap—worth it?

- Totally agree on the peace of mind part. I keep a quick log in my phone just in case—takes two seconds after a drive. - Some insurers do random chec...

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RE: Finding decent car insurance in Delaware without losing your mind

- Been there with the “discount” disappearing act. Last year, my rate shot up just because I switched jobs and my commute changed by a few miles. - ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

I get where you’re coming from, but sometimes sticking with the first decent quote isn’t always a bad move, especially if you’ve already done some hom...

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