waffles_artist
waffles_artist
@waffles_artist
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Topics: 2 / Replies: 15
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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that “period 1” gap is exactly why I always double-check my coverage before driving. I’ve heard horror stories about people thinking they were c...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Title: What happens if your rideshare app is between trips and you get into an accident? Yeah, that’s exactly how it feels. The whole “Period 1” th...

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RE: Finding decent car insurance in Delaware without losing your mind

I’ve tried the “I might leave” thing, and honestly, sometimes they just shrug and let you walk. Other times, they’ll throw in a small discount or drop...

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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get it—those little scrapes add up, but sometimes the stress of a big deductible just isn't worth it. I’d rather pay a bit more each month a...

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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get where you’re coming from about the numbers not always adding up. I’ve looked at my own policy and the difference in premium for a higher...

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RE: How I managed to stack discounts for military student drivers

I get where you’re coming from, but I’m always a little wary of sending too much personal info, even if it means more back-and-forth. One time, I had ...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

I totally get the urge to go deluxe—my brain always jumps to “what if?” scenarios. But honestly, I’ve only ever needed a tow and a jump, never used th...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

I get what you mean about trust sticking around longer than a legal record. Even if the paperwork says you’re in the clear, people remember stuff, esp...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get that—peace of mind is huge, especially with kids in the mix. Have you ever actually had to use your insurance for a big repair? I always wonder ...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I get the appeal of paying more for peace of mind, but I’m not sure accident forgiveness is always the best value—especially in Ohio, where ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I’m with you on the “sleep at night” factor. I’d rather pay a bit more each month than risk getting slammed with a huge bill if something goes sideway...

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RE: My insurance nightmare in Rhode Island traffic court

Keeping track of quotes is smart—wish I’d started doing that sooner. I’m with you on the “loyalty discount” thing; it’s never actually saved me money....

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, totally relate. Had a similar experience with a minor fender scrape—thought it'd buff out easily, but nope... turned into a full panel repaint. ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Can't argue with the glovebox chaos—mine's not exactly a model of efficiency either. But honestly, relying on a local agent just because they're lenie...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Had a similar issue last year—phone decided to update right when I needed my insurance info. Officer was cool about it, but since then I always keep a...

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