tsummit43
@tsummit43
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Topics: 0 / Replies: 17
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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

No kidding. My dad’s “legendary” parking ticket from 2017 still pops up every time we get a quote. It’s like the insurance companies have a grudge or ...

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RE: Why did my GEICO premium jump so much this year?

Honestly, I’m starting to think it’s just a myth. I got my first ticket last year (rookie mistake, rolling stop), and my rate shot up. Been driving li...

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RE: Do you really need extra insurance for a rental in Montana?

I always wonder if the rental companies actually check all that documentation or if it just sits in a folder somewhere. I took like 20 photos of a tin...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Yeah, I used to think all that extra insurance was just a way for companies to squeeze more cash out of us, but after hearing stories like this, I’m n...

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RE: Finding decent car insurance in Delaware without losing your mind

I swear, insurance is like a subscription service you never actually wanted. I’ve been staring at my policy for weeks and still can’t tell if I’m cove...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Honestly, this is genius. I always thought “comprehensive” meant “covers everything except my bad driving.” Turns out it’s more like “covers random ac...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Man, I totally feel you on the repair shop thing. My buddy tried to get his bumper fixed after a fender bender and the waitlist was like three weeks. ...

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RE: is accident forgiveness really worth it in Ohio?

Totally get where you’re coming from. I’ve got a beater myself, and honestly, I’d rather risk a little scratch than pay extra every month. Feels like ...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Honestly, I get that logic. A fraud charge just screams “bad news” for insurance and everything else. I let my cousin borrow my car once—he’s not a li...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I’m with you on the “cheap isn’t always better” thing. My cousin went with the lowest quote and then spent three weeks just trying to get so...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That’s exactly my problem with those trackers. I had one for a few months—figured, hey, maybe I’ll get a discount if I drive like a grandma (which, ho...

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RE: Little-known trick with Progressive’s roadside help

I totally get the privacy thing, but man, if Progressive wants to know how many times I stall at a stop sign, that’s on them. Their roadside help actu...

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RE: Insurance tips for my vintage ride needed

Mileage caps are the worst—like, why even own the car if you can’t drive it? I get that insurance companies want to limit risk, but it feels like they...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Spreadsheet squad, unite. I did the same thing—thought my first quote was a steal until I realized “comprehensive” apparently means “covers everything...

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RE: My insurance nightmare in Rhode Island traffic court

Ugh, insurance adjusters can be a special breed sometimes... Had my own mini-battle when they tried to insist a dent was "pre-existing" (like my old C...

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