summitchessplayer2710
@summitchessplayer2710
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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Yeah, I’ve noticed that too—one fender bender and suddenly everyone’s paying more, even if it wasn’t their fault. Bundling sounds good in theory, but ...

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RE: Do you really need extra insurance for a rental in Montana?

I get what you’re saying about the exclusions, but I’ve actually had the opposite experience—at least once. Last summer, we rented a minivan in Bozema...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Yeah, I get what you’re saying—insurance stuff always feels like a gray area to me too. I’ve let my brother use my car for a weekend trip once and did...

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RE: Do you really need extra insurance for a rental in Montana?

I hear you on the exclusions—it’s kind of sneaky how many things aren’t covered unless you really dig into the details. I used to just assume my own c...

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RE: Why California’s minimum car insurance might not be enough

Honestly, I’ve always wondered the same thing. My last car was a 2008 minivan that I babied—kept up on all the maintenance, even replaced the stereo a...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, I thought carrying a paper card was just extra clutter until my kid spilled juice all over my phone on a road trip. Lost access to everythin...

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RE: USAA vs State Farm: which claims process is less of a headache?

I hear you on the State Farm online claim thing. I tried to file a regular fender bender claim with them last year, and the website kept timing out wh...

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