Car insurance discussions and local services.
skier832160
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RE: Why did my GEICO premium jump so much this year?
I tried GEICO’s DriveEasy thing for a semester when I was barely driving, hoping for a discount. It did save me a little, but I got dinged for “hard braking” even though it was just normal city traffic. The stress of wat...
RE: Why does picking a deductible feel like a weird gamble?
I get what you mean about repair costs being wild for high-end cars. That’s a whole different ballgame. For me, though, I’m driving a used Corolla that’s barely worth more than the insurance itself, so I keep wondering i...
RE: Finding decent car insurance in Delaware without losing your mind
Honestly, I’ve wondered the same thing. I signed up for one of those “safe driver” discounts and ended up feeling like I was getting graded on a pop quiz every time I hit the road. Like, how am I supposed to control when...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Honestly, I get where you’re coming from - insurance already feels like a money pit. But I keep wondering what happens if your friend gets into a bad accident and the insurance company decides to dig into it. Like, is “p...
RE: Lowball insurance estimate - worth fighting or just let it go?
I get where you’re coming from, but is it always worth the hassle to fight every lowball estimate? I mean, if it’s just a scuffed bumper or a tiny dent, sometimes the time and stress of arguing with insurance or bouncing...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I’ve wondered about this too. The whole “permissive use” thing sounds simple until you realize insurance companies can twist it however they want. I’m on a student budget, so I hate the idea of my premium going up,...
RE: Why can’t I use my points AND a coupon at checkout?
Yeah, I’ve run into this too and it’s honestly a headache. I always wonder if it’s just a way to make us give up and not use both. I usually ask at the counter, but half the time they’re not sure either. Once, I tried to...
RE: Do you really need extra insurance for a rental in Montana?
I totally get where you’re coming from. I’ve been trying to figure out the same thing, and honestly, all those little “extra” fees make my head spin. I always wonder if I’m just paying for peace of mind or if it’s actual...