sailing_ruby
sailing_ruby
@sailing_ruby
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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

I used to roll my eyes at all the extra coverage stuff, but then I watched my cousin try to pay for a fender bender out of pocket. Spoiler: it was ugl...

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RE: Finding decent car insurance deals on the islands—my step-by-step

Honestly, the “it depends on the circumstances” line is like their favorite catchphrase. I swear, if I had a dollar for every time an insurance rep sa...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

Man, I feel this in my soul. Last year, I managed to lock my keys in my car at a Taco Bell drive-thru (don’t ask), and the “emergency” line just kept ...

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RE: Classic car insurance and the annual mileage cap—worth it?

I’ve always wondered about this too. My uncle’s got a ‘68 Mustang and he swears the insurance folks never check unless you’re, like, driving it to the...

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RE: Getting that student discount on car insurance… not as easy as I thought

Honestly, I’d rather eat ramen for a week than keep chasing these “discounts.” Last time I sent in my transcript, they said it was too blurry—like, so...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

That “luck of the draw” thing is too real. Last semester, my car battery died in a grocery store parking lot and I figured, hey, I’ll test out my insu...

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RE: Rental car insurance: worth it or just a money grab?

Rental insurance rules are a total maze, especially when you cross borders. I got burned in Italy last summer—thought I was being clever by declining ...

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RE: Why can’t I use my points AND a coupon at checkout?

I swear, these reward programs are like those “limited time only” signs that never actually go away. I tried stacking points with a coupon once at the...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Not gonna lie, I used to think only the “bad drivers” skipped insurance, but apparently it’s just... a lot of people. My uncle had his car sideswiped ...

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RE: Would you stick with your insurer for free coffee or movie tickets?

I totally get the appeal of perks, especially when you’re counting every dollar. I mean, last semester I basically lived off free coffee from random c...

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RE: Confused about Illinois car insurance rules—anyone else?

I once tried to be “fancy” and just flashed my phone, thinking I was all modern and efficient. The officer just stared at me like I’d handed him a Blo...

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RE: little-known ways to snag cheaper insurance in Alaska

Right? I swear, the app thinks I’m running from the law every time a squirrel darts out. Alaska driving is like Mario Kart with wildlife, but the app ...

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RE: Confused about Illinois car insurance rules—anyone else?

Had a similar thing happen when I was still learning to drive (well, technically still am, lol). My instructor had a dashcam running, and we got rear-...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

I see your point about older cars and coverage, but honestly, as someone who's still mastering parallel parking (the struggle is REAL), I feel like th...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I gave the usage-based insurance thing a shot last year... mixed feelings about it honestly. At first, I was super paranoid—felt like I had a driving ...

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