rockyt69
rockyt69
@rockyt69
Active Member
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Topics: 0 / Replies: 13
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RE: How did you feel after your first accident and dealing with insurance?

I totally get that now, but I used to think keeping extra copies and taking a bunch of photos was just being paranoid. Then I had my first fender bend...

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RE: Bundling insurance with USAA: worth it or just hype?

I just went through this whole process for the first time, and honestly, the “bundle” discount felt pretty underwhelming. I kept thinking it’d be a bi...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Man, I totally relate to the “period one” and “period two” confusion. When my agent first explained it, I thought he was talking about school schedule...

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RE: is accident forgiveness really worth it in Ohio?

I’ve been going back and forth on this myself since I just started shopping for insurance. The accident forgiveness thing seemed like a “nice to have”...

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RE: Why does picking a deductible feel like a weird gamble?

I’m right there with you on the “betting against yourself” thing. I just got my first policy and spent way too long stressing over the deductible. Par...

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RE: Why does picking a deductible feel like a weird gamble?

Picking a number feels like throwing darts blindfolded, honestly. I keep thinking, “Yeah, $1,000 sounds doable,” but then I remember my friend’s fende...

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RE: How do they actually decide when a car is “totaled”?

That’s exactly what I’m worried about. I’m new to this whole insurance thing, and honestly, the idea that someone could just look at a “book value” an...

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RE: Getting that student discount on car insurance… not as easy as I thought

I totally get what you mean about the app missing the point. I just started with my first insurance policy and went for that “safe driver” discount th...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I get what you mean about the fine print—my first time buying insurance, I spent hours trying to figure out what actually mattered. I remember stressi...

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RE: Confused about Illinois car insurance rules—anyone else?

That’s basically my glove box, too—except mine’s mostly old masks and a random flashlight that doesn’t work. I just got my first car insurance policy ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I get what you mean about the apps, but honestly, I kinda like having the extra data. When I first got insurance, I was super paranoid about every lit...

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RE: keeping your vintage ride running smooth on long trips

Rust flakes, huh? That reminds me of when my dad bought his first classic Mustang. He was super excited until the first long drive—boom, overheating h...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I see your point about raising the deductible and setting aside the difference, but honestly, that strategy makes me pretty nervous. I just bought ins...

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