Not paranoid at all—just smart. I learned the hard way too, when my “proof of insurance” magically vanished during a traffic stop. Cop wasn’t impresse...
Honestly, I’d take the paperwork and awkward questions over being labeled “untrustworthy” any day. Legal stuff is scary, but at least there’s a proces...
I totally get where you’re coming from. After my last accident, the adjuster’s estimate barely covered the visible damage, but a few weeks later, my l...
Honestly, it feels like Illinois has its own secret rulebook half the time. I’ve had adjusters ask about stuff I never even thought to document—like, ...
Totally agree with this. I’ve seen drivers swear they’re being “safe” while tailgating or weaving through traffic. Telematics might ding you for a cau...
The 15-mile tow limit is such a joke in NYC. I got caught by that once in Brooklyn—ended up having to pay out of pocket just to get to a decent mechan...
WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? That’s exactly what made me rethink it too. I used to roll my eyes at the ex...
I get where you're coming from, but I’m a little picky when it comes to glass—especially after a break-in. Maybe it’s just me, but I want to know the ...
Good catch on the mileage discount—I stumbled onto something similar with defensive driving courses. Delaware actually gives you a decent discount if ...
Ground connections are definitely sneaky culprits, especially on older cars. Glad you caught that before it turned into something worse. Honestly, cor...
I totally get the logic behind factoring in emergency savings, but honestly, even with a decent cushion, I still lean toward a lower deductible. Maybe...
Yeah, the window thing caught me off guard too... I remember when I first got my classic Mustang insured, the inspector mentioned something about wind...
I've been with USAA for a few years now, and honestly, I've noticed the slow creep you're talking about. At first, their rates were fantastic—especial...
I get your point about peace of mind, but honestly, I've always leaned toward a higher deductible myself. Yeah, it's a bit riskier, but over the years...
Totally get what you're saying about military discounts not always being the silver bullet. I've got a pretty clean driving history myself, but even t...