I’ve run into this at my local pharmacy chain. One time, the cashier actually tried both and the register just beeped and froze up—she shrugged and sa...
I get where you’re coming from. I used to think the same—why pay more when you might never need it? But a few years back, my cousin got into a fender ...
Yeah, I’ve heard those stories too. My buddy actually got dropped after a fender bender while he was just waiting for a ride request—insurance found o...
Had the same thing happen with my old insurance—used their roadside for a flat tire, and next renewal, my rate crept up. They said it was just “data,”...
I’ve actually been down this road—literally and figuratively. A few years back, I rear-ended someone at a stoplight in Cleveland. Totally my fault, ju...
I’ve actually been burned by this before—rented a 4WD in Montana thinking I was covered, but when I got a flat on a backcountry gravel road, the renta...
I’ve had a similar experience with State Farm’s tech being a bit… temperamental, to put it nicely. Last year, I tried to file a claim after a fender b...
I’ve had this exact worry, actually. A few years back, my roommate borrowed my car a couple times for late-night pharmacy runs. Nothing happened, but ...
Yeah, that totally lines up with what I’ve seen. My neighbor had a compact SUV, and after his accident, the rental company handed him a tiny sedan eve...
I hear you on the maintenance thing. Had a ‘79 F-150 that was basically my pride and joy—kept it spotless, replaced everything before it even had a ch...
Never seen an actual discount for keeping records, at least not in Delaware. My agent once told me the paperwork just helps if you’re ever in a disput...
Had a similar thing happen last year—barely tapped a bumper, no marks at all. Figured it was nothing, but a week later the owner called about a parkin...
Yeah, that’s what gets me too. I once tried to switch mid-policy and ended up with a weird overlap that took weeks to sort out. Has anyone actually ha...
That’s the part that gets me too. I remember thinking my car insurance was confusing, but home policies are on another level. When my neighbor had hai...
Went through something similar with my old Mustang. Honestly, I was skeptical at first—thought the insurance folks were just being overly cautious—but...