Yeah, I’ve heard those stories too. My buddy actually got dropped after a fender bender while he was just waiting for a ride request—insurance found o...
Had the same thing happen with my old insurance—used their roadside for a flat tire, and next renewal, my rate crept up. They said it was just “data,”...
I’ve actually been down this road—literally and figuratively. A few years back, I rear-ended someone at a stoplight in Cleveland. Totally my fault, ju...
I’ve actually been burned by this before—rented a 4WD in Montana thinking I was covered, but when I got a flat on a backcountry gravel road, the renta...
I’ve had a similar experience with State Farm’s tech being a bit… temperamental, to put it nicely. Last year, I tried to file a claim after a fender b...
I’ve had this exact worry, actually. A few years back, my roommate borrowed my car a couple times for late-night pharmacy runs. Nothing happened, but ...
Yeah, that totally lines up with what I’ve seen. My neighbor had a compact SUV, and after his accident, the rental company handed him a tiny sedan eve...
I hear you on the maintenance thing. Had a ‘79 F-150 that was basically my pride and joy—kept it spotless, replaced everything before it even had a ch...
Never seen an actual discount for keeping records, at least not in Delaware. My agent once told me the paperwork just helps if you’re ever in a disput...
Had a similar thing happen last year—barely tapped a bumper, no marks at all. Figured it was nothing, but a week later the owner called about a parkin...
Yeah, that’s what gets me too. I once tried to switch mid-policy and ended up with a weird overlap that took weeks to sort out. Has anyone actually ha...
That’s the part that gets me too. I remember thinking my car insurance was confusing, but home policies are on another level. When my neighbor had hai...
Went through something similar with my old Mustang. Honestly, I was skeptical at first—thought the insurance folks were just being overly cautious—but...
I get the peace of mind argument, but honestly, I've driven rural Ohio my whole life—mostly around Coshocton—and never needed it. Feels like insurance...
Good on you for taking the time to shop around. I've always been skeptical about switching providers—felt like a hassle and worried I'd lose coverage ...