my clients joke about their car “snitching” on them
That’s exactly what worries me—having a device constantly tracking my mileage feels a bit intrusive, especially with older cars that aren’t loaded with tech to begin with. I get the appeal for folks who drive less, but I wonder how these systems handle classic or collector vehicles that only see the road on weekends. Has anyone tried pay-per-mile with something vintage, or is it mostly for daily drivers?
having a device constantly tracking my mileage feels a bit intrusive, especially with older cars that aren’t loaded with tech to begin with
Yeah, I totally get that. My minivan’s got just enough tech to make me nervous about privacy, but nothing like the new stuff. I’ve wondered the same about classics—like, do you really want to stick a tracker on a ‘68 Mustang? Seems weird. Also, do these pay-per-mile companies even cover cars that old, or do they just say nope? Curious if anyone’s had luck with family haulers or older rides.
I tried to get pay-per-mile for my old Corolla, but the company said it was too old for their device. Kinda annoying, since I barely drive and could use the savings. Not sure I’d want a tracker in there anyway... feels a bit much.
Not sure I’d want a tracker in there anyway... feels a bit much.
- I get where you’re coming from. The tracking thing is a dealbreaker for a lot of people, especially if you’re not driving much anyway.
- Some companies are stricter about car age than others. My last policy with Metromile wouldn’t let me use it on my ‘89 911, but my newer S-Class was fine. Seems like they want OBD-II ports and certain tech compatibility.
- If you’re not comfortable with a tracker, you might look into companies that let you self-report mileage. It’s rare, but some smaller insurers or classic car policies do this—usually with annual odometer photos.
- Honestly, the savings can be decent if you barely drive, but for older cars, the tech gap is real. I’ve heard some folks just stick with traditional insurance and ask for low-mileage discounts instead.
- For what it’s worth, the tracker in my car is pretty unobtrusive, but I totally get the privacy concerns. It’s not for everyone.
If you’re only putting a few thousand miles a year on that Corolla, maybe check with your current insurer about low-mileage rates. Sometimes they’ll work with you even if it’s not an official pay-per-mile plan.
I get the hesitation about trackers, but honestly, I’m not sure self-reporting is much better.
I tried that once and it turned into a hassle—had to send in photos, fill out forms, and they still wanted to “verify” stuff. Plus, I always worry they’ll just jack up the rates later if you forget to send something in on time. The tracker feels weird, but at least it’s automatic and you don’t have to think about it. Privacy’s a thing, but sometimes convenience wins out for me.“you might look into companies that let you self-report mileage. It’s rare, but some smaller insurers or classic car policies do this—usually with annual odometer photos.”