matthewrobinson380
@matthewrobinson380
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RE: Rising premiums for business vehicle fleets—anyone else notice this?

- Gotta push back a bit on the idea that telematics isn’t helping with premiums. In our case, we actually saw a small drop—nothing huge, but about 5% ...

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RE: quick heads-up on Arkansas auto insurance basics

Dashcams are a game changer, no doubt. I used to think they were just for folks who drive for a living, but after a buddy of mine had a similar parkin...

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RE: Deductibles and premiums—what's the real deal?

That’s exactly why I stick to my old ‘72 Chevelle for daily driving. No sensors, no cameras—just steel and chrome. Had a minor scrape last year, and f...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Good call on the screenshot backup, but heads-up—some states (including SD, last I checked) require the digital proof to be from an official app, not ...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Haha, pretty accurate description. Couple tips I've learned from insuring my classics over the years: - Check out smaller specialty companies. They o...

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RE: how bad would insurance spike after a DUI in Idaho?

Exactly this. Older, lower-value cars can really help offset those premium hikes. Had a buddy with a classic Mustang—after his DUI, he garaged it and ...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Good points overall, but I'd add a couple things: - True, some drivers are hopeless no matter the road conditions, but good infrastructure isn't just...

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RE: bumped someone's car lightly, no visible damage—should I report?

Good point—insurance can be tricky. But one thing to consider: modern bumpers often hide internal clips or brackets that can crack easily. Ever had a ...

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RE: got caught up in fraud trouble—what happens next?

Good to hear it got sorted quickly. Had a similar headache myself a while back—someone tried buying parts online with my card (and not even good parts...

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RE: stuck between State Farm and Allstate in KY—thoughts?

- Good points on checking luxury coverage. From experience with classic cars, I've noticed some insurers really drag their feet when sourcing original...

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