I totally get that anxiety—every time my car makes a new sound, I start calculating if it’s “deductible-worthy” or just my imagination. I’ve seen folk...
That’s interesting, because I’ve noticed the same thing with some of my clients—those smaller local shops can be way more transparent. But I do wonder...
Yeah, those telematics programs can be a real mixed bag. I’ve had clients call me up, frustrated after getting dinged for “aggressive” driving when it...
I get what you’re saying about asking for discounts, but honestly, I’ve seen it backfire too. Sometimes if you push too hard or mention you’re shoppin...
Totally get where you’re coming from. I’ve seen folks pay for those plans and still end up stranded for ages. My neighbor once waited almost two hours...
Funny you mention that—I’ve had clients try that “DIY insurance fund” approach. Sometimes it works, but most folks end up dipping into that savings fo...
That’s spot on. I’ve seen claims get delayed just because someone couldn’t remember when they swapped out a part or added something “minor.” It’s wild...
That’s actually not a bad strategy—at least you’d be prepared for the aftermath. I’ve seen folks try the “park next to a showstopper” trick, but somet...
Man, you nailed it about the telematics apps. I had a client a while back—delivery driver, worked nights—who got flagged for “unsafe hours” even thoug...
Had a client once who got a flat in the middle of nowhere—no cell signal, GPS just spinning. She ended up walking to a gas station to call Progressive...
I get wanting to avoid unnecessary hassle, but honestly, I’ve seen folks regret not reporting even tiny bumps. One time, a client thought there was “n...
Drowning in Forms: What If Your Insurance Docs Got Lost? Funny thing—I once had a client call me from the side of the road, totally panicked because ...
Had a similar experience, but honestly, even checking the spare regularly might not always save you. Last winter, I hit a pothole bad enough to shred ...
Yeah, snapping pics is a smart move. I had a client once whose garage flooded during a storm—guess where all his paperwork was stored? Took weeks to s...
Yeah, that's the thing. I remember a neighbor who had this old Mustang—beautiful car, but he never drove it. It sat there under a tarp for almost two ...