Car insurance discussions and local services.
marley_smith
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RE: bumped someone's car lightly, no visible damage - should I report?
I get wanting to avoid unnecessary hassle, but honestly, I’ve seen folks regret not reporting even tiny bumps. One time, a client thought there was “no damage” and didn’t mention it to their insurer - months later, the o...
RE: Drowning in Forms: What If Your Insurance Docs Got Lost?
Drowning in Forms: What If Your Insurance Docs Got Lost? Funny thing - I once had a client call me from the side of the road, totally panicked because their glovebox had basically turned into a black hole. No card, no n...
RE: Finally figured out how to stop worrying about roadside help running out
Had a similar experience, but honestly, even checking the spare regularly might not always save you. Last winter, I hit a pothole bad enough to shred my tire, and guess what? My perfectly maintained spare was stuck solid...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Yeah, snapping pics is a smart move. I had a client once whose garage flooded during a storm - guess where all his paperwork was stored? Took weeks to sort out the mess. Makes me wonder though, are cities getting stricte...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Yeah, that's the thing. I remember a neighbor who had this old Mustang - beautiful car, but he never drove it. It sat there under a tarp for almost two years. One day, city enforcement came knocking, and he was genuinely...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
I've wondered about this too. A couple years back, my neighbor had a gorgeous '68 Mustang parked neatly in his driveway - covered, clean, tires inflated, the whole deal. Yet he got slapped with a notice within weeks. Mea...
RE: saving cash on insurance when you're young and broke
This hits home for me. I used to roll my eyes at rental coverage too, thinking it was just another upsell. But then a client of mine got stranded on a weekend trip and ended up paying big bucks for an emergency rental. M...
RE: is accident forgiveness really worth it in Ohio?
Interesting point about classics being a different beast altogether. But honestly, even for daily drivers, accident forgiveness isn't always the golden ticket people think it is. Had a client once who thought he was cove...
RE: got caught up in fraud trouble - what happens next?
You're right about that... reminds me of when my card got skimmed at a gas station a while back. Bank didn't notice anything unusual, but luckily I caught it early. Makes me wonder how often these slip-ups happen unnotic...
RE: Dealing with insurance after a major injury is a total headache
Haha, honestly, it's probably a bit of both. I've seen some portals that are super intuitive and others that feel like they're stuck in 2005. Had a client recently who spent ages uploading docs only to find out the porta...
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