mark_phillips
@mark_phillips
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Topics: 0 / Replies: 20
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RE: Car insurance in Wyoming: who actually treats you right?

Honestly, I thought I was being careful when I picked my plan, but I still got caught out. My “comprehensive” coverage didn’t include lockouts, which ...

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RE: Saving cash just for driving less? Didn’t think it was real

Title: Saving cash just for driving less? Didn’t think it was real Tried pay-per-mile last year when I barely drove because of remote classes. Honest...

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RE: How picking a “boring” car turned into a wallet win

I always thought picking the “safest” car would save me a ton, but yeah, location seems to mess with all that logic. My friend literally pays less for...

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RE: Getting caught without car insurance in Iowa is no joke

I get why people like to keep a paper copy, but honestly, I’ve just stuck with digital so far. Maybe I’m a little too trusting in my phone, but it’s a...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get the whole “local knows best” thing, but I’ve had mixed luck. My uncle swears by his local guy, but when I tried one, they kept losing my paperwo...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Man, I totally get where you’re coming from. I had this trip last spring—rented a car for a weekend road trip, figured my regular insurance (also GEIC...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Honestly, I get where you're coming from. I’ve rented cars a bunch of times, and I’ve never had to file a claim or deal with any of those weird “loss ...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Yeah, the paperwork is wild. I used to roll my eyes at the idea of snapping pics after every ride, but then a friend of mine got sideswiped during “Pe...

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RE: Getting that student discount on car insurance… not as easy as I thought

No joke, it really does. I thought being a student with decent grades would help, but apparently one “rolling stop” ticket two years ago is the thing ...

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RE: Car insurance in Wyoming: who actually treats you right?

That’s actually kind of funny about the “winking” headlight—my old Civic had mismatched bulbs after a deer incident and it drove me nuts. Did your ins...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Honestly, I get the whole “peace of mind” thing, but I’m still not convinced PIP is always worth it. Like, yeah, it’s fast if you get rear-ended, but ...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get what you mean about the stress—honestly, I’m still learning to keep track of everything behind the wheel, let alone mileage caps. But I kinda se...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I’ve wondered about this too. It’s wild how two people can have almost the same car and accident, but get totally different payouts. I get t...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I used to think if you were a careful driver, your insurance would just be low, end of story. Then I moved from a suburb outside Dallas to Houston for...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I get what you’re saying about the car making the biggest difference, but I’m not totally convinced the military discounts aren’t a bigger deal for so...

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