leadership_hannah
leadership_hannah
@leadership_hannah
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Topics: 1 / Replies: 26
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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, it’s wild how confusing this stuff is. I actually thought my regular insurance would cover me too—turns out, nope, not if the app’s on. Feels li...

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RE: Things I wish I'd known before picking my first insurance

- 100% agree on the jargon—sometimes I feel like they’re trying to make it confusing on purpose. - I’ve started using spreadsheets to compare quotes. ...

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RE: Why California’s minimum car insurance might not be enough

Title: Why California’s minimum car insurance might not be enough I get where you’re coming from, but I’m still not totally convinced that higher c...

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RE: Getting caught without car insurance in Iowa is no joke

Had a similar run-in last month—cop in my town wouldn’t even glance at my phone, just wanted the paper card. I get why digital’s handy, but honestly, ...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, I’ve wondered the same thing about claims getting denied for “occasional” use. Feels like one of those things that’s technically possible bu...

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RE: USAA vs State Farm: which claims process is less of a headache?

- Totally agree, the “user-friendly” thing seems to fall apart with anything that isn’t just a basic accident. - My cousin tried to file a claim with ...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, I get where you’re coming from. It does feel kind of ridiculous that we’re still relying on paper cards in 2024, especially when everything ...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

- I get where you’re coming from, but isn’t there a point where the extra coverage costs more than the car’s worth? - Like, if your ride’s only valu...

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RE: Why California’s minimum car insurance might not be enough

- Yeah, I’m with you on the repair costs being wild. My friend barely scraped a BMW’s bumper and the bill was over $3k. The $5k property damage minimu...

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RE: Finding decent car insurance deals on the islands—my step-by-step

- Totally get what you mean about “comprehensive”—I thought it was a magic word too, until I found out windscreen damage wasn’t included. - Call log...

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RE: What happens if your rideshare app is between trips and you get into an accident?

- That’s wild, but yeah, I’ve heard similar stories. - I asked my agent about rideshare coverage and honestly, she seemed confused at first. Not super...

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RE: is accident forgiveness really worth it in Ohio?

That’s exactly how I feel about it. I’m still learning to parallel park, so maybe I should be more worried, but paying extra every month “just in case...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, I totally get what you mean. The cost to fix even a tiny scrape on these new mirrors is wild. I get that safety features are important, but some...

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RE: How do they actually decide when a car is “totaled”?

- Totally get what you mean about paperwork overload. - From what I’ve seen, insurance companies usually call a car “totaled” when repairs cost more...

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RE: Why California’s minimum car insurance might not be enough

- I’ve wondered the same thing, honestly. - My uncle got rear-ended last year and the other driver only had minimum coverage. His medical bills and ...

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