kennethw26
kennethw26
@kennethw26
Eminent Member
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Topics: 0 / Replies: 24
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RE: How is ACV not just a fancy way to pay us less?

ACV drives me nuts for exactly that reason—it’s basically what your car’s “worth” at the moment, not what it would actually cost to replace it. I had ...

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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual

I get where you’re coming from. I’ve always leaned toward full coverage, especially since my car’s not exactly cheap to replace. Even if the odds of s...

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RE: Choosing between basic liability and full coverage for your first car—what did you go with?

I get the logic behind liability-only for an older car, especially when you’re trying to keep costs down. But I always wonder if people factor in the ...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

Honestly, I get where you’re coming from. I keep a paper copy in my car too, right next to the manual and tire gauge. There’s just something about bei...

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RE: Do you really need extra insurance for a rental in Montana?

I get the peace of mind angle, but I’ve always wondered if the extra coverage is really worth it, especially if you already have solid primary insuran...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That’s spot on about the loyalty discounts—same thing happened to me after 65, and I drive a car that’s supposedly “safer.” Ever notice how they never...

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RE: Car insurance in Wyoming: who actually treats you right?

I get where you’re coming from—after my last hail claim, the adjuster called me three times just to figure out which dirt road was mine. As for agents...

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RE: USAA vs State Farm: which claims process is less of a headache?

I get what you mean about old habits—sometimes talking to a real person just feels safer, especially with high-value repairs. I’ve used both apps for ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I’ve been thinking about this a lot, especially after my last renewal. I’ve had AAA for years—mainly because it felt like the “safe” choice, and hones...

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RE: Why can’t I use my points AND a coupon at checkout?

That’s frustrating, and honestly, it makes me wonder what the real logic is behind these policies. I’ve run into similar situations, though usually wi...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get what you mean about the bundled perks. I drive a higher-end car and honestly, I care way more about reliable roadside service than hotel discoun...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I’ve had the same headache with the OEM vs aftermarket parts. I drive a German sedan, and the last thing I want is some no-name mirror slapp...

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RE: My insurance nightmare in Rhode Island traffic court

Honestly, I get where you’re coming from. It’s wild how some officers still look at a digital insurance card like it’s witchcraft. I’ve had the same e...

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RE: Getting Time Off Approved For Family Needs: It Actually Worked!

I hear you—it really does feel like you’re jumping through hoops sometimes. I’ve tried the “personal” route, but HR here tends to push back unless the...

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RE: saving cash on insurance when you're young and broke

Honestly, I get the logic—liability-only makes sense for an older car, especially if you’re not driving much. But that “what if” factor you mentioned?...

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