Car insurance discussions and local services.
kennethw26
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Topics and replies this member has contributed.
RE: how bad would insurance spike after a DUI in Idaho?
Has anyone actually had luck negotiating with their insurer after a DUI, or is it basically a lost cause once you’re flagged as high-risk? I’m curious if certain companies are more forgiving, or if it’s just a blanket po...
RE: Are those price-checker sites actually reliable?
I've wondered about those price-checker sites too - like, how often do they actually update their info? Is it hourly, daily, or just whenever someone bothers to report it? I've noticed discrepancies myself, especially wh...
RE: Insurance tips for my vintage ride needed
Honestly, I see your point - sounds nice and easy. But have you thought about what happens if there's a dispute over value later on? Or if you make significant upgrades or restorations after the appraisal? Having detaile...
RE: saving cash on insurance when you're young and broke
Yeah, totally get that...but have you thought about how much risk you're actually comfortable with? I used to think minimal coverage was fine until I saw repair bills on newer cars - it's eye-opening.
RE: Confused about insurance rules in South Dakota - help me figure this out
Totally agree with your point about tech reliability - ever had your car's digital dash glitch out in freezing temps? Happened to me once, and having physical docs handy definitely saved some headaches. Do you keep other...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I get where you're coming from on this. I've actually spent a lot of time crunching numbers on deductibles, especially since my weekend car is a luxury model that mostly just sits covered in the garage. For my daily driv...
RE: insurance denied my claim - what would you do?
That's a really good point about windshield coverage. When I bought my policy, I specifically asked about glass protection because replacing luxury car windshields can get pricey fast... Did your insurer provide any clea...
RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS
Mileage discounts might actually be underrated... depends on your driving habits, right? I track mine closely, and since I barely hit 5k miles a year, the savings have been surprisingly decent. Maybe it's more about indi...
RE: Finally lowered my insurance premium in Wisconsin - here's how
Yeah, bundling definitely helps. Did you also check if raising your deductible made a noticeable difference? I bumped mine up slightly last renewal and it shaved off a decent chunk...worth considering if you're comfortab...