Relatable. I had a minor fender bender last year and even though I *thought* I was prepared, my mind just blanked. Ended up standing there awkwardly, ...

Yeah, the “loyalty discount” is such a joke. I actually ran the numbers last year and switching saved me almost $400, even after factoring in the canc...

I get where you’re coming from about having both online and a real agent, but honestly, I’ve found the online tools are catching up fast. I switched t...

Yeah, this is exactly what I worry about with newer cars. Those sensors are everywhere now, and half the time you can’t even see if something’s off un...

Yearly appraisals threw me too—had to scramble for docs last time. I hear you on the paper copies; my phone died once during a check and that crumpled...

I’ve actually used both, and honestly, it’s a toss-up. Had a flat tire on the way to work last year—called my insurance’s roadside and waited almost t...

I've actually wondered about this myself and tried to do some quick math last renewal season. From what I found, accident forgiveness usually adds aro...

Totally agree about the dashcam—mine saved me once when someone merged into my lane without signaling. Insurance initially tried to split blame, but t...

I get the appeal of specialty policies and how they can really help in certain situations, especially if you've had a couple rough patches. But honest...