Car insurance discussions and local services.
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RE: Bundling insurance with USAA: worth it or just hype?
Bundling with USAA was kind of a mixed bag for us, honestly. We’ve got two cars and the house, so I figured it’d be a no-brainer to just put it all together. The discount wasn’t huge - like, not enough to make me brag ab...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Yeah, “full coverage” is one of those terms that sounds way better than it actually is. I remember thinking I was set until a rock took out my windshield and suddenly I’m paying out of pocket. The age thing is wild too -...
RE: How did you feel after your first accident and dealing with insurance?
Title: How did you feel after your first accident and dealing with insurance? That’s wild, but honestly, it doesn’t surprise me. I remember after my first fender bender, I thought I was being super thorough - snapped ...
RE: What happens if you only carry the bare minimum car insurance in Florida?
No kidding. My cousin got rear-ended last year and the other driver only had the minimum. The repairs weren’t even that crazy, but insurance barely covered half, and the rest turned into a huge headache. I get why people...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I’m right there with you - still got the paper card jammed in the glovebox, just in case. I tried one of those all-digital insurance companies for a bit (the ones that text you stuff every five minutes), but honestly, it...
RE: Why California’s minimum car insurance might not be enough
Yeah, I hear you on the “minimum coverage” being kind of a joke out here. I used to think it was enough too - figured I was just being cautious, driving a 2014 Camry with two kids in the back, not exactly rolling around ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Honestly, I get where you’re coming from, but I think insurance companies are just covering their own backs. I’ve let my brother use my car for a couple weeks at a time when his was in the shop, and nobody batted an eye....
RE: Getting that student discount on car insurance… not as easy as I thought
Honestly, I get where you’re coming from, but I’m not totally convinced all the blame’s on the insurance companies. I mean, yeah, the hoops for the student discount are a pain, but I’ve noticed sometimes it’s the schools...
RE: Little-known trick with Progressive’s roadside help
Yeah, insurance companies can get real picky about the tiniest things. I remember my neighbor had to fight for weeks over a claim because he’d installed a phone mount with screws. I mean, really? Sometimes it feels like ...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, it’s wild how “full coverage” sounds like you’re set for anything, but then you hit the fine print and it’s like, “Surprise!” I had the same misconception until my neighbor’s car got broken into and his laptop wasn...