jhernandez47
jhernandez47
@jhernandez47
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Topics: 0 / Replies: 18
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RE: Saving cash just for driving less? Didn’t think it was real

Totally get this. I tried the “drive less, save more” thing too, but after a week of walking to the store for groceries, I realized carrying a gallon ...

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RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?

Honestly, I once paid monthly for a train pass thinking it’d be easier to manage, but those “processing fees” kept creeping up. By the end of the year...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Man, ain’t that the truth. I once got a parking ticket in college and my mom STILL brings it up like I’m some kind of criminal mastermind. Legal stuff...

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RE: Do you really need extra insurance for a rental in Montana?

Man, I hear you on the “not a paved road” excuse. It’s like insurance companies have a sixth sense for finding reasons not to pay out. I once rented a...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Title: Weighing legal trouble vs. losing trust: which is worse after fraud? Man, you nailed it with that. I mean, you can pay fines, do your time, ...

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RE: stuck between Geico and Progressive in NY, thoughts?

I hear you on the zip tie thing—nothing like seeing your bumper held together with plastic and hoping for the best. I’ve had Progressive for years, bu...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Title: Letting friends drive your car in MN: better to add them or rely on permissive use? Honestly, I get the peace of mind thing, but I’ve never ad...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I’ve been there—dug through my glove box like I’m on a treasure hunt while the officer waits. Digital is great until your phone decides to u...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I actually tried calling them about a “processing fee” that popped up out of nowhere. The rep sounded just as confused as I was, which didn’t inspire ...

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RE: is accident forgiveness really worth it in Ohio?

Yeah, accident forgiveness definitely takes the edge off a bit. I mean, I didn't exactly start Tokyo drifting through Columbus traffic either, but kno...

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RE: saving cash on insurance when you're young and broke

Haha, totally feel you on the telematics anxiety. I gave one of those apps a shot because I was desperate to shave a few bucks off my premium. Ended u...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Haha, ain't that the truth. Had a similar situation last year when someone rear-ended me at a stoplight—nothing major, just enough to leave my bumper ...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, good call on tracking mileage—I did the same thing when I switched to hybrid work. Funny enough, my insurer didn't even ask for proof; they just...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Haha, sounds about right... insurance ads always promise the moon. Curious though, anyone notice if military discounts vary much by state or is it mos...

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RE: Confused about Illinois car insurance rules—anyone else?

Totally get this. Regular insurers had me jumping through hoops after a fender bender downtown—felt like I needed a law degree just to file a claim. S...

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