Car insurance discussions and local services.
hmoore59
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Topics and replies this member has contributed.
RE: Saving cash just for driving less? Didn’t think it was real
I get where you’re coming from. I rack up miles like crazy too - sometimes I’ll do 400 in a weekend just chasing a good view or a weird roadside diner. Pay-per-mile was a nonstarter for me, even before I looked at the nu...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I hear you. I tried one of those programs for a few months - Progressive’s Snapshot, if you’re curious. My rate actually went up a bit because of “hard braking” alerts, even though it was just normal city driving. It’s f...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
That’s been my experience too, but I’ll admit, sometimes I feel like I’m just getting squeezed no matter which company I go with. I’ve tried a couple of those “budget” insurers over the years - sure, the price looked goo...
RE: Cutting my car insurance bill in half - didn’t think it was possible here
Cutting My Car Insurance Bill in Half - Didn’t Think It Was Possible Here I get where you’re coming from on the risk factor. I’ve logged a lot of miles over the years, and honestly, I used to think paying for the “best”...
RE: Would you risk a higher deductible to lower your insurance bill?
I get where you’re coming from. I’ve been on both sides of this - when I was younger, I always went for the lowest premium, highest deductible, thinking I’d never need to file a claim. Then I started doing long road trip...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
I get where you're coming from. The data collection on those plug-in devices is a bit much for my taste, too. I tried one a few years back when my insurer dangled a discount, but after seeing the reports they generated -...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Couldn’t agree more - legal trouble is a whole different beast. I’ve watched a small business go under just from the cost of defending themselves, even though they technically “won.” You can patch up trust with time and ...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
That’s a fair take. I’ve had a local agent go to bat for me after a deer totaled my truck outside Paducah - she handled everything, no nonsense. But I’ve also watched a buddy get ghosted by his “family-run” agency when h...