hiking501
@hiking501
Active Member
Joined:
Topics: 0 / Replies: 15
Reply
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Rates here are brutal, especially with teens. I’ve got a couple tickets on my record, and adding my daughter to our policy just about doubled it—didn’...

Reply
RE: Bundling insurance with USAA: worth it or just hype?

Bundling Insurance With USAA: Worth It Or Just Hype? I get where you're coming from, but I actually had a different experience with USAA when I tried...

Reply
RE: Mileage-based car insurance: who’s using it and which company do you like?

That’s a legit concern. Some companies do only track mileage (like Metromile), but others—think Allstate’s Milewise or Progressive’s Snapshot—monitor ...

Reply
RE: Things I wish I'd known before picking my first insurance

Yeah, the deductible thing tripped me up too. When my rates jumped after a couple tickets, I started looking closer at all the fine print—turns out, s...

Reply
RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but honestly, I’ve had better luck relying on my credit card’s rental coverage. Most major cards cover collision damag...

Reply
RE: Why California’s minimum car insurance might not be enough

I get where you're coming from, but I think it's a little more nuanced. Yeah, new tech in cars drives up repair costs, but the state minimums are set ...

Reply
RE: When Does It Make Sense to Drop the “All-In” Coverage?

That’s a fair point—those “what ifs” can hit hard, especially if you’re not in a spot to just replace your ride. I’ve had my share of claims over the ...

Reply
RE: Confused about Illinois car insurance rules—anyone else?

Title: Confused about Illinois car insurance rules—anyone else? That’s a real thing, and honestly, it’s one of those details that can make a stress...

Reply
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? I get where you’re coming from, but honestly, sometimes the first quote really is the best you’ll g...

Reply
RE: Why does insurance cost more in Houston than Austin or Dallas?

Yeah, I’ve noticed the same thing—garage parking barely nudged my premium. My rates shot up mostly because of my accident history and the area I live ...

Reply
RE: quick heads-up on Arkansas auto insurance basics

That “it won’t happen to me” mindset is everywhere, and honestly, I used to have it too. I’ve been labeled a high-risk driver after a couple of fender...

Reply
RE: anyone else feel like AAA insurance isn't what it used to be?

I've noticed a similar trend with AAA myself, though my experience has been more mixed. I drive quite a bit and have had my share of roadside calls—so...

Reply
RE: Confused about insurance rules in South Dakota—help me figure this out

Interesting point—I had a similar experience in South Dakota last year. While digital proof of insurance is technically accepted statewide, it's alway...

Reply
RE: saving cash on insurance when you're young and broke

I've used Snapshot and a couple other trackers, and honestly, at first I was driving like my grandma was in the passenger seat judging me... But after...

Reply
RE: anyone else feel like AAA insurance isn't what it used to be?

Learning basic maintenance is definitely worthwhile—I've had a couple late-night flats where knowing how to swap the tire myself was a lifesaver. But ...

Scroll to Top