golfplayer99
golfplayer99
@golfplayer99
Eminent Member
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Topics: 1 / Replies: 18
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RE: Navigating the maze of senior insurance options

Keeping a notebook’s actually a smart move. I’ve had similar issues—one time they claimed they never got my change-of-address form, even though I mail...

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RE: Do you really need extra insurance for a rental in Montana?

That’s exactly why I always get the extra coverage, even if it feels like overkill. Montana roads are gorgeous but unpredictable—deer, elk, even the o...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Yeah, I hear you—insurance rules can be a pain to navigate, and it’s not always realistic to add every friend for a quick drive. I’ve done a few long ...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Yeah, that hits home. I used to think my old Subaru wasn’t worth the extra coverage, but after seeing a buddy get stuck with hospital bills from a hit...

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RE: Finding decent car insurance in Delaware without losing your mind

I get wanting to skip the fine print, but I’ve been burned by not reading it before. Had a roadside claim denied once because of some random clause I ...

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RE: Roadside help added to my insurance—totally worth it?

Honestly, I’d rather have it and not need it than be stuck wishing I’d paid the extra. I do a lot of long drives and back roads, and you just never kn...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, the “period 1” thing trips up a lot of people. I remember when I first looked into driving for a rideshare company, I thought my regular insuran...

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RE: Insurance renewal hikes caught me off guard

Yeah, I’ve noticed the same thing. I’ve been with the same insurer for almost a decade, and every year I’d just renew out of habit. Figured my clean d...

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RE: Insurance paid way less than what it cost me to replace my roof

Did you ever try getting a second opinion or estimate from a contractor and showing that to the insurance folks? I’ve heard sometimes they’ll reconsid...

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RE: Little-known trick with Progressive’s roadside help

I totally get keeping a paper map in the car—honestly, I do the same. GPS is great until it isn’t, and I’ve lost signal in more places than I can coun...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, those tow limits are sneaky. I remember thinking “oh, five miles is plenty” until my car died in the middle of nowhere and the closest shop was ...

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RE: My insurance nightmare in Rhode Island traffic court

Yeah, I’ve noticed the same thing with insurance. It’s wild how your rate can change just because you park your car a few feet closer to an intersecti...

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RE: Insurance tips for my vintage ride needed

Yeah, agreed-value makes sense, especially after hearing stories like that. I've always wondered though... does anyone know how often you should reass...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, usually I'd agree about skipping reporting if both sides are cool with it, but honestly... you never really know. Had a buddy who thought it was...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Backup cameras are handy, but relying on them too much can definitely backfire. I actually prefer using mirrors and turning my head the old-school way...

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