Could be luck, yeah. I've stuck with AAA mainly for the discounts—haven't had a claim yet though. Wonder if your experience would change if you had an...

Fair enough, but honestly, windshield coverage isn't always the no-brainer it's made out to be. I've driven 15+ years without ever needing it—knock on...

Had the same debate myself a while back. Honestly, uninsured motorist coverage feels like one of those "better safe than sorry" things. Yeah, your hea...

Honestly, rental companies are shady enough without conspiracies. Probably just some jerk who can't park or didn't care enough to leave a note. Happen...

Yeah, stumbled on the insurance discount thing myself after installing a basic alarm system. Also, some utility companies give discounts if you let th...

Yeah, same here... messing with the deductible didn't budge my rate much. But raising my limits bumped it noticeably. Still worth it IMO—saving pennie...