Car insurance discussions and local services.
GeckoGreg
Discussion activity
Topics and replies this member has contributed.
RE: How picking a “boring” car turned into a wallet win
Honestly, I get the appeal of a Corolla, but “boring” cars aren’t always the answer. I went with a used Mazda3 - still reliable, but way more fun to drive. Maintenance hasn’t been bad, and I don’t feel like I’m sacrifici...
RE: Running out of gas and waiting forever for help
I get where you’re coming from, but honestly, I think the quarter tank rule is a bit much for some of us. I’ve pushed it to the last few miles plenty of times and never actually run out - just gotta know your car and pay...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Title: Why I Was Surprised To Learn Nebraska Requires Uninsured Motorist Coverage Yeah, that’s the part that bugs me most. I get why the state wants everyone to have uninsured motorist coverage - makes sense on paper....
RE: Mileage-based car insurance: who’s using it and which company do you like?
Tried Metromile for a year because I figured it’d save me money, but honestly, it was more hassle than it was worth. I drive a lot for work, and every month I’d get these “reminders” about my mileage and driving habits. ...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, the price hikes are getting old. Still, I’d rather pay a bit more and actually get help than sit around for hours with those “included” roadside services that never show. Had a flat last winter, insurance roadside ...
RE: stuck between Geico and Progressive in NY, thoughts?
Rental coverage is one of those things I never bother with either - just not worth the extra cost for me. As for claims, I’ve had both Geico and Progressive, and honestly, it’s a toss-up. Sometimes you get a good adjuste...
RE: Little-known trick with Progressive’s roadside help
I get the whole backup thing, but honestly, I ditched the paper copies a while ago. If my phone dies, worst case, I just wait for a cop to look me up or call the insurance company from another phone. Paper just gets crum...
RE: Are those price-checker sites actually reliable?
Yeah, that’s the part that really burns me. The “great deal” badge is just bait half the time. They never factor in stuff like $800 headlights or $300 oil changes on some imports. Insurance is another killer - one model ...
RE: saving cash on insurance when you're young and broke
Honestly, I’d rather pay a bit more for a bigger name just to avoid the hassle. Had a friend get jerked around for months by one of those discount companies - barely got anything after their car got totaled. Saving $20 a...
RE: anyone else feel like AAA insurance isn't what it used to be?
Could be luck, yeah. I've stuck with AAA mainly for the discounts - haven't had a claim yet though. Wonder if your experience would change if you had another incident...
RE: Sneaky Auto Insurance Exclusions You Might've Missed
Fair enough, but honestly, windshield coverage isn't always the no-brainer it's made out to be. I've driven 15+ years without ever needing it - knock on wood - and the few chips I've had were cheap enough to fix out-of-p...
RE: can someone decode these confusing car insurance terms for me?
Had the same debate myself a while back. Honestly, uninsured motorist coverage feels like one of those "better safe than sorry" things. Yeah, your health insurance might cover medical bills, but it won't touch lost wages...
RE: Mystery Dent Disaster: Rental Car Edition
Honestly, rental companies are shady enough without conspiracies. Probably just some jerk who can't park or didn't care enough to leave a note. Happened to me once - came back from grabbing coffee and found my rental scr...
RE: anyone else surprised by how much you can save owning a home?
Yeah, stumbled on the insurance discount thing myself after installing a basic alarm system. Also, some utility companies give discounts if you let them cycle your AC during peak hours...worth checking out if you're okay...
RE: pip deductibles got me thinking... worth tweaking coverage?
Yeah, same here... messing with the deductible didn't budge my rate much. But raising my limits bumped it noticeably. Still worth it IMO - saving pennies now could cost big later. Just gotta find your comfort zone.