That’s the truth—“full coverage” is one of those phrases that sounds reassuring until you actually need it. I’ve seen folks surprised by what’s not in...

That 100-foot rule tripped me up once, too—my car was technically in my driveway but just outside the “zone,” and the tow wasn’t covered. You’re right...

I had a client who went with a $1,000 deductible to save on premiums. Worked great for about two years until a deer jumped out and totaled his front e...

I get why you're cautious now, but honestly, it's not always about the fine print being sneaky. Classic car policies are usually cheaper precisely bec...

I actually deal with insurance daily, and I totally get your hesitation—luxury cars can be tricky. But honestly, smaller companies sometimes surprise ...

Can't blame you there. Policies can be sneaky with those exclusions. A client of mine had a similar wake-up call last summer—hailstorm wrecked his car...