gandalf_artist
gandalf_artist
@gandalf_artist
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Topics: 1 / Replies: 23
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RE: Finding decent car insurance deals on the islands—my step-by-step

That cracked me up. Honestly, I had a regular dash cam for years and it never caught anything useful except maybe a rogue chicken crossing the road. I...

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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

That’s classic Alaska, right? Telematics sounds good on paper, but I don’t trust a computer to know the difference between dodging wildlife and reckle...

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RE: Why did my GEICO premium jump so much this year?

Honestly, I’ve been driving for decades and it still baffles me how little control we actually have over these hikes. I’ve stuck with the “big names” ...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

That’s the part that gets me too. I’ve got a ‘68 Mustang that’s basically a garage queen—maybe sees daylight twice a month, tops. When I asked about a...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That’s the part that really gets me. I’ve been driving for decades without a single claim, but my rates still jumped after 65. Tried one of those tele...

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RE: Getting that student discount on car insurance… not as easy as I thought

Honestly, I’ve gone back and forth on these apps. Tried one last year—figured, why not, if it saves me a few bucks? But it flagged me for “hard brakin...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I hear you about the skepticism—had a trooper in Wyoming last year who stared at my phone like I was trying to show him alien technology. Even if the ...

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RE: Classic car insurance and the annual mileage cap—worth it?

Yeah, that’s overkill. I get the risk angle, but classic car folks aren’t usually racking up miles like daily commuters. I’ve pushed my cap a few time...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

You nailed it with the NASA shopping list comparison. I swear, last year I had a side mirror clipped—just the mirror, nothing else—and the quote was a...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get where you’re coming from, but honestly, I’ve let friends borrow my car a handful of times over the years and never had an issue. That said, I’m ...

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RE: Confused about Illinois car insurance rules—anyone else?

I hear you—paper just feels safer, even if it’s old school. I’ve had my phone battery die right when I needed my insurance info, and that was a headac...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I've heard a lot about military discounts on insurance, and while they can definitely be cheaper, I'd say it really depends on the company. My brother...

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RE: Finally figured out how car insurance works in no-fault states

I've considered getting a dashcam for a while now, but I've always been skeptical about how useful they'd actually be in a no-fault state. Like, even ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

This right here is solid advice. I'd add one more thing—ask them upfront about hidden fees or rate hikes after an incident. I've had agents who were g...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

It's a decent idea, but honestly, I'd be cautious about repurposed warehouses. A buddy of mine stored his Mustang in one, and humidity became a real h...

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