Car insurance discussions and local services.
drones_oreo
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Topics and replies this member has contributed.
RE: What happens if your rideshare app is between trips and you get into an accident?
Had a buddy who learned this the hard way. He was just sitting in a parking lot, app on, no passengers, and someone rear-ended him. His personal insurance wouldn’t touch it once they saw he had the app open. Uber’s cover...
RE: Finding decent car insurance deals on the islands - my step-by-step
I totally get where you’re coming from - rental coverage is one of those things you don’t appreciate until you need it. Same goes for roadside assistance in my book. I’ve had a flat in the middle of nowhere, and having t...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
I’m with you on the backup thing - learned the hard way when I lost a stack of receipts during a cross-country trip. Now I snap pics of everything, just in case. Digital’s quicker, but I never fully trust it alone... too...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Haven’t seen a mid-policy rate jump for anything except mileage either. I’m with Metromile right now, and yeah, they really don’t seem to care how you drive - just how far. I actually like that since I’m a pretty cautiou...
RE: Finding decent car insurance in Delaware without losing your mind
Insurance pricing just feels like a black box sometimes. I’ve had similar frustrations - my old Outback that’s mostly parked in the garage still costs more than I’d expect, even though my road trip car sees way more mile...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I get that. I switched once thinking I’d save a bunch, but the paperwork and hoops weren’t worth it. Ended up going back to my old insurer. Low-mileage discounts are a good call - my agent never mentioned it until I aske...
RE: Car insurance in Wyoming: who actually treats you right?
Yeah, I’ve noticed the same thing - loyalty doesn’t seem to mean much anymore. Makes me wonder if it’s even worth sticking with one company for more than a couple years. Has anyone actually seen their rates drop after a ...
RE: Insurance tips for my vintage ride needed
Yeah, that’s the trick. I’ve had similar headaches - one time they wanted photos of every single mod, even the seatbelt buckles. It’s a pain, but documenting everything up front has saved me a couple times. Not fun, but ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
That’s my concern exactly. I’d rather add someone if there’s any pattern to their use. Permissive use sounds fine until you’re actually dealing with a claim... and then it gets messy fast. Not worth the risk, honestly.
RE: Classic car insurance and the annual mileage cap - worth it?
Yeah, I get that. I’ve run into the same issue with my old 911. The mileage cap always sits in the back of my mind, especially when the weather’s perfect and I want to just keep driving. There was one year I planned a co...
RE: Would your insurance hold up if your EV battery suddenly failed?
Yeah, that “normal aging” excuse gets tossed around a lot. I get that batteries degrade, but losing a big chunk of range all at once isn’t just regular wear and tear. It’s wild to me that insurance will jump to replace a...