I've noticed something similar—after about three years, my insurer started quietly dialing back the discount. I drive a luxury sedan, so any little ju...

I've had my share of roadside tape adventures too—once drove my old Merc halfway home with wires wrapped in duct tape and a prayer, haha. Honestly, se...

Couldn't agree more. I remember driving home late one night, pretty tired after a long day, and my lane-keep assist gently nudged me back into place w...

Had a similar experience myself. Got hit with the "risky" label after one minor fender-bender (wasn't even my fault, but that's another story...). My ...

Totally get where you're coming from. I tried mileage-based insurance once too—figured my daily commute was short enough to save a few bucks. But then...

I ran into the same issue with my old Jag—no OBD port either. Turns out some insurers offer a smartphone-based app instead of the plug-in tracker. You...

Honestly, I get why you'd do that, but it seems a bit overkill to me. I've had a couple minor claims over the years (nothing major, thankfully), and m...

I get the hesitation about tracking apps, trust me—I was skeptical too. But honestly, they're not as bad as they sound. After my little mishap with th...

Yeah, I totally get that frustration. Had a similar thing happen when my Audi got rear-ended last year. Insurance deducted the amount right off the pa...

Haha, seriously... I remember when I first got my car here, spent hours thinking I'd nailed down the coverage details. Then my agent casually mentions...