diy764
diy764
@diy764
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Topics: 0 / Replies: 25
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RE: Finding decent car insurance deals on the islands—my step-by-step

Honestly, I feel you on the “peril” thing—my policy reads like a choose-your-own-adventure novel half the time. I once spent an hour on the phone tryi...

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RE: How did you feel after your first accident and dealing with insurance?

That’s the truth. I remember after my first fender bender, I spent hours on the phone just trying to figure out if my “occasional driver” (my brother,...

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RE: Car insurance in Wyoming: who actually treats you right?

That’s exactly it. I drive a pretty flashy coupe and those apps never seem to get it—last winter, I had to swerve for a mule deer and the app dinged m...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Honestly, this is why I always double-check everything and still feel like I’m missing something. I had a minor scrape in my S-Class while dropping so...

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RE: Finding decent car insurance in Delaware without losing your mind

I hear you on the garage queen thing—it’s wild how little that seems to matter. My old 911 spends most of its time under a cover, but the rates don’t ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

I totally get the temptation to just stash the cash instead of paying for coverage you might never use. I used to think the same way, but after a fend...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I hear you on the mixed results. I’ve had my share of waiting games too, and it’s never fun—especially when you’re sitting in a car that cost more tha...

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RE: Why California’s minimum car insurance might not be enough

I totally get where you’re coming from. I drive a Tesla, and honestly, the thought of someone hitting it with minimum coverage does cross my mind more...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Definitely noticing the same thing with my own fleet, and it’s frustrating. I remember thinking that driving higher-end vehicles, keeping them spotles...

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RE: How do they actually decide when a car is “totaled”?

Yeah, it’s wild how little they care about the extras. I had a CPO BMW with every service record, new Michelins, even a ceramic coat. When it got rear...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, I totally get where you’re coming from. I remember when I first started driving my S-Class for a rideshare app (probably not the smartest move, ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

RAISING THE DEDUCTIBLE MAKES ME NERVOUS TOO I totally get where you’re coming from. I drive a pretty pricey car, and every time I think about bumping...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, I get that stress—insurance is a headache, especially when you’re driving something you really care about. I went through this last year aft...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Big names or local, it’s a toss-up for me too. I’ve had my share of “wait, what?” moments with both. Last year, I added a custom sound system to my ca...

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RE: Which is better for SR-22 in ND: local agents or online companies?

I totally get what you mean about the DMV being on their own schedule—feels like time just stops in there. I’ve had a local agent walk me through the ...

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