dennis_fox2493
dennis_fox2493
@dennis_fox2493
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Topics: 1 / Replies: 20
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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

Bundling’s been my go-to too, but I’m still a little wary about those “safe driver” apps. They’re fine if you’re in the Lower 48, but up here? Like yo...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

It’s wild how “full coverage” sounds like you’re bulletproof, but it’s really just a marketing term. I got burned in almost the exact same way—paid fo...

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RE: Finding decent car insurance in Delaware without losing your mind

You nailed it about those sneaky fees and rate jumps—been there, grumbled about that. I totally get wanting the predictability of the big names, but s...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I’ve always thought “comprehensive” was a weird name for what it actually covers. Like you said, it’s not the catch-all people assume. That’s t...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get what you mean about peace of mind, but I can’t help thinking the insurance companies are banking on that fear. Like, —sure, but if you drive car...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I get what you’re saying, but I’m not convinced the companies will ever make that happen unless they’re forced to. They save money by keeping coverage...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

I hear you on the marketing fluff. I used to think sticking around would eventually pay off, but after a few years of watching my rates creep up for n...

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RE: stuck between Geico and Progressive in NY, thoughts?

Funny you mention that—I had a similar realization when I tried Snapshot. At first, I was pretty skeptical about the whole "tracking your driving" thi...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, patience is key, but honestly, even shopping around might not save you much right after a DUI—especially in Idaho. Insurers see it as a huge red...

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RE: Insurance paid way less than what it cost me to replace my roof

Yeah, I hear ya. Had a similar run-in when my car got hail damage... their estimate barely covered half the repairs. Makes you wonder why we even pay ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Bundling definitely helps, but I've found smaller insurers can be hit or miss. I tried one local Delaware company last year—rates were great, but thei...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

I've checked out smaller insurers before, and yeah, sometimes they're hidden gems. But honestly, I've also seen some sketchy stuff—like super low rate...

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RE: Finally figured out how to stop worrying about roadside help running out

Had a similar issue myself with one of those standalone roadside plans. My old sedan broke down late at night, and I thought I'd be golden since my co...

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RE: saving cash on insurance when you're young and broke

Haha, been there... alternators always pick the worst times to quit. Honestly though, insurance companies love pushing those low monthly payments, but...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

I get your skepticism about insurers—honestly, they're always looking for an excuse to squeeze a few extra bucks out of us. But from my experience, a ...

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