bellac18
bellac18
@bellac18
Active Member
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Topics: 2 / Replies: 12
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RE: Do you really need extra insurance for a rental in Montana?

Yeah, I totally get where you’re coming from. Here’s how I look at it: - Most standard auto policies do cover rentals, even luxury models, as long as...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Title: Which is better for SR-22 in ND: local agents or online companies? - Had to file SR-22 last year after a minor fender bender (not my best day)...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Yeah, I get where you’re coming from. Here’s my two cents as someone who’s had to deal with this more than I’d like: - Dash cams are great in theory,...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? - Med pay is usually a flat rate, not based on how often you drive. At least...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, 45 minutes is about what I’ve come to expect too. Not thrilled about the price hikes, but honestly, I’ve done the math and it still works out ch...

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RE: Which is better for SR-22 in ND: local agents or online companies?

LOCAL AGENTS VS ONLINE FOR SR-22: MY TAKE - Had to deal with an SR-22 a couple years ago (not my proudest moment). - Tried the online route first—l...

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RE: Which is better for SR-22 in ND: local agents or online companies?

- Price-wise, online’s hard to beat. I’ve checked—sometimes it’s literally half what a local shop quotes me. But yeah, you’ve gotta be on top of every...

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RE: Insurance paid way less than what it cost me to replace my roof

- Totally agree on treating every claim like a negotiation. - Had the same thing happen after hail trashed my car’s paint—first estimate barely cov...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Never fails—had both digital and paper once, and the officer still acted like I was handing him a menu instead of insurance. Here’s my take: - I keep...

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RE: lent my car to a friend, insurance got messy real quick

Been there myself—lent out my Lexus once, thinking it'd be fine. Friend scuffed the rims badly... lesson learned. Now I double-check policy details be...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Same here. When I first got my car, I went low deductible thinking luxury repairs would be brutal. Turns out, years passed without a single claim. Swi...

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RE: insurance woes for risky drivers in VA—didn't know it was this tricky

- Agree with the point about education over punishment—higher premiums alone won't fix reckless habits. - Own a luxury car myself, but always shop aro...

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