bellac18
bellac18
@bellac18
Eminent Member
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Topics: 2 / Replies: 19
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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

- Totally get where you’re coming from. I’ve had my share of digital forms freezing up right when I’m trying to document a scratch on my car, and it’s...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get where you’re coming from. I drive a pretty pricey car, so I’ve crunched the numbers a lot. For me, I’d rather keep the deductible higher and sta...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

- I totally get the paranoia about digital stuff, but honestly, paper is a nightmare for me. I drive a higher-end car and I’m always worried about lea...

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RE: Does your car’s crash test score actually matter for your insurance rate?

Honestly, I’ve noticed a bit of the opposite with my last car. Here’s my take: - For me, the crash test score actually bumped my premium *up* a ...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

MILITARY DISCOUNT IS NICE, BUT THE FINE PRINT GETS YOU - Totally get where you’re coming from. I’ve got a couple of “premium” cars and I’m always hun...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, I totally get where you’re coming from. I drive a higher-end car and every time I have to pick a deductible, it feels like a weird mind game. -...

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RE: How I managed to stack discounts for military student drivers

- I totally get the hesitation with those “deal finder” sites—my inbox still hasn’t recovered from last year’s insurance hunt. - Calling agents direct...

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RE: Do you really need extra insurance for a rental in Montana?

Yeah, I totally get where you’re coming from. Here’s how I look at it: - Most standard auto policies do cover rentals, even luxury models, as long as...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Title: Which is better for SR-22 in ND: local agents or online companies? - Had to file SR-22 last year after a minor fender bender (not my best day)...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Yeah, I get where you’re coming from. Here’s my two cents as someone who’s had to deal with this more than I’d like: - Dash cams are great in theory,...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? - Med pay is usually a flat rate, not based on how often you drive. At least...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, 45 minutes is about what I’ve come to expect too. Not thrilled about the price hikes, but honestly, I’ve done the math and it still works out ch...

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RE: Which is better for SR-22 in ND: local agents or online companies?

LOCAL AGENTS VS ONLINE FOR SR-22: MY TAKE - Had to deal with an SR-22 a couple years ago (not my proudest moment). - Tried the online route first—l...

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RE: Which is better for SR-22 in ND: local agents or online companies?

- Price-wise, online’s hard to beat. I’ve checked—sometimes it’s literally half what a local shop quotes me. But yeah, you’ve gotta be on top of every...

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RE: Insurance paid way less than what it cost me to replace my roof

- Totally agree on treating every claim like a negotiation. - Had the same thing happen after hail trashed my car’s paint—first estimate barely cov...

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