Honestly, I’ve never bothered with the extra insurance. I just make sure my own policy covers rentals and call it good. Yeah, the fine print is a pain...

HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE? I get what you mean about the “betting against yourself” feeling. I drive a car that co...

Honestly, can’t blame you for wanting that extra coverage. Even with a newer car, stuff happens—flat tire, dead battery, or just the random “car won’t...

Honestly, I’ve never understood why parking in a garage knocks money off your premium but having a security system barely moves the needle. Makes no s...

Yeah, telematics is a hard pass for me. I drive a late-model Benz and the last thing I want is some app dinging me every time I brake for a moose or h...

Honestly, that's exactly how it feels when you drive something high-end. I’ve got a luxury sedan, and even with a so-called “military discount,” my pr...

Yeah, insurers definitely give you that side-eye when it comes to luxury or vintage cars. Had the same experience myself. Specialty classic car insura...

Honestly, alignment's important, but have you checked your tire pressure lately? Even high-end tires can lose grip fast if they're underinflated... le...

Exactly. Have you ever actually read through all that fine print? I did once, and honestly, it felt like half the scenarios I'd actually need help wit...

Interesting take, but I'm wondering if the experience changes much when you're dealing with higher-end cars? I've got a newer luxury model, and insure...

Couldn't agree more, but honestly, who actually reads every line of their policy before something happens? I learned the hard way too—thought my PIP w...

Company training matters, sure, but don't underestimate the individual agent. I've had agents from the same company give me totally different experien...