baileyb94
baileyb94
@baileyb94
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Topics: 0 / Replies: 12
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RE: Running out of gas and waiting forever for help

Never trust that “miles to empty” readout—those things are just a rough guess, and if you’re driving hard or stuck in traffic, it drops way faster tha...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, it should, but insurance companies mostly care about stats and averages. I’ve had tickets and a fender bender, so my rates are already bruta...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

Couldn’t agree more. As someone with a couple tickets and a not-so-clean record, I’ve learned the hard way that “extras” don’t mean squat if they drag...

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RE: Do you really need extra insurance for a rental in Montana?

Honestly, I’m with you—fine print’s a pain, and “loss of use” is one of those things they love to sneak in. If you drive hard (guilty here), that extr...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Honestly, you nailed it—these companies don’t give you any slack. I’ve had my insurance jacked up over a single missed field, and trying to explain it...

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RE: Classic car insurance and the annual mileage cap—worth it?

Mileage caps are a pain, but honestly, they’re there for a reason. I blew past mine one year—thought I’d be fine, but when I had a fender bender, the ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Been in that exact spot, except the cop I dealt with wasn’t laughing. Here’s the deal—digital proof is legal in SD now, but that doesn’t mean it alway...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

I get what you mean about visible security maybe drawing more eyes. Had my WRX at a meet once—used a big yellow steering lock, and honestly, people se...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, you nailed it with the limbo zone description. The coverage during that “app on but waiting” period is just... not great, and it’s crazy how man...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that “gray area” is real. Here’s how it usually breaks down: 1. App off = your insurance. 2. App on, waiting for a ride = rideshare company ...

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RE: Finally figured out how to stop worrying about roadside help running out

Honestly, you might wanna invest in a portable jump starter kit and a lockout tool. Saved my butt more times than I care to admit... Ever tried keepin...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get what you're saying, but honestly, if you're someone like me who's already paying higher premiums due to past tickets or accidents, going with a ...

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