art515
art515
@art515
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Topics: 0 / Replies: 18
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RE: Car insurance in Wyoming: who actually treats you right?

I hear you, but I’ve actually seen a few cases where folks were able to negotiate agreed value policies, even on newer stuff—not just classics. It tak...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Totally get where you’re coming from—permissive use does cover a lot, but I’ve seen claims go sideways when someone’s a “regular” driver and not liste...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get where you’re coming from. Waiting around for roadside help can feel like forever, especially when you’re hungry and just want to get home. But h...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I see this all the time—people think they’re saving money until something random happens. Hail, falling branches, even theft... it’s always the ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Honestly, you nailed it with this: I’ve seen folks get burned thinking they scored a deal, only to find out at claim time that the “extras” weren’t i...

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RE: saving cash on insurance when you're young and broke

Honestly, I get why pay-per-mile can feel like a trap once your driving habits change, but I’ve seen folks save a ton by just being honest with their ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

That right there is the kicker. I’ve had so many folks get frustrated when they realize “comprehensive” didn’t mean what they thought it did. Sometime...

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RE: Insurance paid way less than what it cost me to replace my roof

Honestly, I get why it feels that way. I’ve seen people come in with a shoebox full of receipts and still miss something the policy needed. It’s not a...

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RE: saving cash on insurance when you're young and broke

I see your point, but honestly, sometimes going with minimal coverage isn't as risky as people make it sound. When I was younger and barely scraping b...

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RE: Finally figured out how car insurance works in no-fault states

Yeah, aftermarket parts can definitely be hit or miss. I've seen plenty of cases where they hold up just fine, but it really depends on the supplier a...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, that's a common frustration. But honestly, from my experience, AAA still handles claims pretty smoothly compared to others. Curious though, have...

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RE: how bad would insurance spike after a DUI in Idaho?

Definitely agree with checking smaller insurers. People tend to assume that once you've got a DUI, you're basically stuck paying outrageous rates no m...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Good tips overall, but I'd be careful about raising deductibles too high. Seen plenty of folks caught off guard when something happens and suddenly th...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, I've seen similar situations happen. Had a friend who lent her car to her cousin for just a weekend... and bam, fender-bender. Sorting out cover...

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RE: is accident forgiveness really worth it in Ohio?

Yeah, I hear you on that one. Accident forgiveness can definitely come in handy, especially in places like Ohio where winter driving is basically a su...

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