Had a similar mess last fall—pulled up to a remote trailhead, ready to log a minor fender bender, and the app just spun forever. No bars, no WiFi, not...

Honestly, I’ve wondered the same thing. My cousin used my car for a week while hers was in the shop, and my agent side-eyed me hard when I mentioned i...

Had a buddy get dinged for “loss of use” after a deer ran into his rental near Bozeman—he thought his credit card had him covered, but nope, fine prin...

I hear you on the paper backup. Last summer, I was stranded in the middle of nowhere—literally, no bars, nothing—and my phone was just a brick. Had to...

Monthly checks? Honestly, who has the time or memory for that? I get the logic behind regular checks, but realistically, most of us probably aren't th...

Same here. I once noticed a random $2 vending machine charge in a city I'd never even visited—thought it was just some glitch at first. But yeah, turn...

I was skeptical about the whole defensive driving course thing too, but figured I'd give it a shot after my insurance labeled me "high-risk" (long sto...

Yeah, insurance can be a real headache. A couple years back, my sister borrowed my car for a weekend road trip to Vermont. She ended up dinging someon...