Car insurance discussions and local services.
amanda_hill
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Topics and replies this member has contributed.
RE: How did you feel after your first accident and dealing with insurance?
I thought I was organized until my first fender bender. Turns out, stuffing everything in the center console doesn’t count. I remember frantically pulling out gum wrappers and old gas receipts while the other driver just...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
That paperwork dance is the worst - last time I bought a used Outback, I swear half the signing was just me nodding along, hoping I wasn’t agreeing to something wild. I get the logic behind uninsured motorist coverage, b...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
That sounds all too familiar. My uncle did something similar - thought he was being clever by going with one of those “bare bones” policies. Everything looked fine on paper until his car broke down outside Salina in the ...
RE: Getting caught without car insurance in Iowa is no joke
Title: Getting caught without car insurance in Iowa is no joke I actually had a run-in with this last summer outside of Des Moines. Got pulled over for a busted taillight (classic), and of course, my insurance card was ...
RE: Do you really need extra insurance for a rental in Montana?
I get where you’re coming from, but honestly, I’ve never bothered with the extra insurance and haven’t run into trouble - yet. Last summer, I drove a rental all over the Beartooth Highway, gravel and all, and just relied...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
Had a similar mess last fall - pulled up to a remote trailhead, ready to log a minor fender bender, and the app just spun forever. No bars, no WiFi, nothing. Ended up sketching the scene on the back of an old gas receipt...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Honestly, I’ve wondered the same thing. My cousin used my car for a week while hers was in the shop, and my agent side-eyed me hard when I mentioned it. Seems like “regular use” is a gray area - nobody wants to define it...
RE: Do you really need extra insurance for a rental in Montana?
Had a buddy get dinged for “loss of use” after a deer ran into his rental near Bozeman - he thought his credit card had him covered, but nope, fine print got him. I’m usually a skeptic about extra insurance, but in Monta...
RE: Little-known trick with Progressive’s roadside help
I hear you on the paper backup. Last summer, I was stranded in the middle of nowhere - literally, no bars, nothing - and my phone was just a brick. Had to dig through my glove box for the old insurance card and registrat...
RE: My insurance nightmare in Rhode Island traffic court
Monthly checks? Honestly, who has the time or memory for that? I get the logic behind regular checks, but realistically, most of us probably aren't that disciplined. I've been road-tripping for years and usually just eye...
RE: got caught up in fraud trouble - what happens next?
Same here. I once noticed a random $2 vending machine charge in a city I'd never even visited - thought it was just some glitch at first. But yeah, turns out these tiny purchases are the fraudsters' way of testing the wa...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
I was skeptical about the whole defensive driving course thing too, but figured I'd give it a shot after my insurance labeled me "high-risk" (long story involving a rental Jeep and some questionable off-roading decisions...
RE: loaning my car to a friend - am I covered in Maine?
Yeah, insurance can be a real headache. A couple years back, my sister borrowed my car for a weekend road trip to Vermont. She ended up dinging someone's mailbox (long story...), and I freaked out thinking I'd have to pa...