Honestly, I get the annoyance with those trackers, but for weekend-only cars like your Mustang, have you looked into classic or collector car insurance? Sometimes they offer way lower rates with mileage caps and don’t require all that tech. Worth a peek, especially if you’re not commuting daily.
Sometimes they offer way lower rates with mileage caps and don’t require all that tech.
That’s true, but I’d just add—make sure you read the fine print on those collector policies. Some won’t cover you if you take the car to work even once, or if you park it anywhere but your garage. I looked into it for my M5 and the restrictions were a dealbreaker. Still, for a true weekend toy, it can be a steal compared to regular insurance. Just don’t get caught out by a technicality... insurance companies love those.
Some won’t cover you if you take the car to work even once, or if you park it anywhere but your garage.
That hit home. I once drove my 911 to brunch—literally two miles—and later found out my policy would’ve left me high and dry if anything happened. Learned that lesson the hard way (thankfully, just paranoia and not an actual claim). Those restrictions are wild.
Those fine-print restrictions are sneaky. I almost got caught out once too—my “occasional use” policy had a clause about not parking overnight anywhere but my home address. Here’s what I do now: 1) Read every line of the policy (yeah, it’s boring), 2) Call and ask about weird scenarios, and 3) Get everything in writing, even emails. It’s a pain, but it’s saved me from headaches and surprise bills. Not all cheap policies are worth the risk, honestly...
Not all cheap policies are worth the risk, honestly...
Couldn’t agree more. I tried one of those “bare minimum” deals last year—looked great until I actually needed to file a claim. Suddenly, every little detail was a loophole. Felt like they were just waiting for me to mess up. Honestly, I’d rather pay a bit more and not have to worry about whether my car’s parked in the “approved” spot or whatever. Reading the fine print is a pain, but getting burned is worse.