Yeah, Alaska insurers definitely play by their own rules. Here’s what’s worked (or not) for me over the years: - Clean record? Didn’t see much change...
That ziplock trick is underrated. I keep a few things stashed in the glove box too—old insurance cards, registration, even a tiny flashlight. Here’s w...
Honestly, I get the annoyance with those trackers, but for weekend-only cars like your Mustang, have you looked into classic or collector car insuranc...
I get what you’re saying about paper being a solid backup, but honestly, I’ve had the opposite experience lately. Every time I’ve been pulled over or ...
Yeah, I’ve had a similar wake-up call after a fender bender a few years back. The “state minimums” look fine on paper, but once you see the actual cos...
- Gap coverage really does feel like one of those “necessary evils.” I’ve had it for years, too, and only needed it once—hailstorm, of all things, whi...
Stuck Between Geico and Progressive in NY, Thoughts? - Been through the Geico vs. Progressive shuffle a few times myself. Lived in Queens for years, ...
Good points there. Couple quick things I'd add from experience: - PIP usually kicks in regardless of who's at fault, covering medical bills and somet...
I've actually looked into this before, and here's my take: - Accident forgiveness helps your wallet long-term by preventing premium hikes, but you're...
You're definitely onto something here. From what I've seen over the years, it's rarely just about the car itself—there's a whole web of factors insure...
Good points there, but honestly it comes down to a few key factors: - How much cash you have saved up for emergencies. If your savings are thin, lowe...
Good points overall, but I'd argue insurers aren't always as flexible as you're suggesting when it comes to manual reviews. In my experience: - Most ...
Yeah, DUIs are definitely a different beast altogether. A buddy of mine here in Idaho got one about two years ago, and his insurance shot up by around...
Exactly. Had comprehensive on my old Accord for years, never used it once. Dropped it to save cash, and literally two months later, a tree branch smas...
Had a similar experience a few years back—went with Geico because the rates looked great on paper. First claim I had, they pushed me toward their pref...