Yeah, I noticed the same thing when I checked out bundling with USAA. We’ve got two cars and a pretty standard home policy, but the “deal” wasn’t much better than what I got shopping around. Honestly, splitting it up saved us a few bucks.
Yeah, I’ve been wondering about this too. When I got my license last year, my parents and I checked out USAA because we heard they were supposed to have great deals for military families. But honestly, the bundling discount didn’t seem that big compared to what we found piecing together separate auto and renters policies elsewhere. Is there something I’m missing—like, do they offer better coverage or perks that aren’t obvious up front? I always worry that splitting stuff up might mean gaps in coverage if something weird happens, but maybe that’s just me being paranoid as a new driver. Has anyone actually had a claim with USAA’s bundle and felt like it was worth it? I just want to make sure I’m not trading a few bucks for a headache down the road...