Just got the check from insurance after my car was totaled, and um... it's way lower than I expected. Feels like they're undervaluing it big time. Has anyone else dealt with this kinda thing before?
Been there myself, unfortunately. Insurance usually goes by market value, which can feel pretty harsh if you've put money into upgrades or kept it in great shape. You might wanna gather some recent sale listings or appraisal info for similar cars in your area—sometimes they'll reconsider if you show solid proof. Doesn't always work, but worth a shot... Good luck dealing with them, insurance companies aren't exactly known for generosity.
"Insurance usually goes by market value, which can feel pretty harsh if you've put money into upgrades or kept it in great shape."
Yeah, learned that the hard way myself. Anyone ever had luck insuring specific upgrades separately? Wondering if that's even worth the hassle or just another insurance money-grab...
