Just switched my car insurance yesterday and honestly, I was bracing myself for a whole afternoon of hold music and paperwork. But surprisingly, it took me like 20 minutes online, tops. The trick was having all my info handy beforehand (VIN number, current policy details, etc.). Saved me from digging through drawers mid-process, you know? Curious if that's typical or if I just got lucky...how long did it take you guys to switch yours?
Honestly, 20 mins sounds pretty good. Last time I switched mine, it took about half an hour online, but that's mostly because I got distracted checking out classic car coverage options (typical me...). Having all your info ready beforehand is definitely key—learned that the hard way years ago when I spent forever hunting down my VIN number in a dark garage with a flashlight. Not my finest moment. But yeah, if you're organized and don't get sidetracked by shiny new policy features or random internet rabbit holes, switching insurance can be surprisingly painless. Glad yours went smoothly!
"spent forever hunting down my VIN number in a dark garage with a flashlight. Not my finest moment."
Haha, been there myself—except it was me crawling under my '67 Mustang at midnight trying to double-check the engine code before finalizing coverage. Classic car insurance always has me paranoid about missing some tiny detail that could bite me later. Speaking of distractions, anyone else ever get caught up comparing agreed-value vs. stated-value policies? Took me ages to decide; felt like I was gambling with my car's future...
Haha, reminds me of when I first got my insurance—I spent like half an hour squinting at the tiny VIN plate under my windshield, convinced I'd copied it wrong. Didn't even know agreed-value was a thing back then... insurance learning curve is real.
Had a similar experience last year—thought I'd be stuck on hold forever, but the online process was surprisingly smooth. Still double-checked everything twice though... can't be too careful when it comes to coverage details and deductibles.
