baking_alex
baking_alex
@baking_alex
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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

That mailbox story hits close to home—my nephew barely tapped my old ‘72 Chevy and you’d think he’d set off a five-car pileup based on the rate jump. ...

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RE: Is gap insurance worth it for new cars in Hawaii?

I get where you’re coming from, but I’ve always been a bit wary of gap insurance, especially after watching a buddy of mine get burned by the fine pri...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

I hear you on the frustration with paying for stuff because of other people’s bad decisions. It’s like, I’m already careful, why am I footing the bill...

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RE: Bundling insurance with USAA: worth it or just hype?

I hear you on the whole “stable rates” pitch. I’ve been with USAA for a long time, mostly because my dad swore by them, but I’ve seen those post-claim...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Had a buddy with a ‘72 Chevelle who started driving for a rideshare app just to fund his restoration. One night, he got rear-ended while waiting for a...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

I get where you’re coming from. I’ve got a ’72 Chevelle I only drive on weekends, and even then, I keep the coverage pretty high. Years back, a buddy ...

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RE: Car insurance in Wyoming: who actually treats you right?

Car Insurance in Wyoming: Who Actually Treats You Right? Man, I hear you on the fine print. I’ve been burned before—years back, I had a ‘72 Chevelle ...

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RE: Do you really need extra insurance for a rental in Montana?

I’m with you—after a run-in with a deer in my ‘68 Mustang (not in Montana, thankfully), I don’t take chances anymore. Some of those rental contracts a...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Losing trust hits different, for sure. Had a buddy who borrowed my '68 Camaro once and brought it back with a mysterious dent—never owned up to it. St...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Man, I hear you on the telematics thing. I tried one of those “safe driver” gadgets in my daily driver a while back, thinking maybe it’d save me enoug...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Had a buddy with a ‘72 Chevelle who thought he could get by with the bare minimum. One Houston downpour later, he was knee-deep in water and paperwork...

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RE: Why California’s minimum car insurance might not be enough

Man, I totally get where you’re coming from. I’ve got a ’72 Chevelle that I baby, and even though it’s not my daily driver, I still carry way more tha...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Man, I hear you on having to re-read everything with every move. When I moved my old Chevelle from Kansas to Texas, I thought “full coverage” meant th...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

That’s pretty much been my experience too. Years back, I nearly signed up for a pricier policy thinking it’d be safer for my ‘72 Mustang. Dug into the...

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RE: is accident forgiveness really worth it in Ohio?

I hear you on the peace of mind thing, but I’ve always been a bit skeptical about accident forgiveness, especially in Ohio. Maybe it’s just me being o...

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