Yeah, been there—thought I was saving money skipping the “extras” until I locked my keys in the car on a camping trip.
For me, it’s like Murphy’s Law: the year I drop coverage is the year I need it. Curious—does anyone actually read all the fine print on these policies, or do we just roll the dice and hope for the best?those little add-ons can save your butt
Can’t say I’ve ever read all the fine print—honestly, who has time for that? I usually just skim for the stuff that matters, like roadside or rental coverage. Most of the time, it feels like a gamble either way. But yeah, those “extras” have bailed me out more than once, especially with kids in the car. Sometimes saving a few bucks just isn’t worth the headache later.
Sometimes saving a few bucks just isn’t worth the headache later.
Totally get where you’re coming from. I used to think the same—just grab the cheapest policy and hope for the best. But after a fender bender in my ‘72 Chevelle, I realized those “extras” can be lifesavers. Ever had to wait hours for a tow with kids in the back? Not fun. Skipping coverage might save cash now, but is it really worth the risk?
Yeah, I hear you. I’ve tried to cut corners on insurance before, especially when my rates shot up after a couple tickets. It’s tempting when money’s tight, but man, the stress isn’t worth it. Had my car sideswiped last year—no rental coverage, so I was stuck bumming rides for weeks. That “savings” disappeared fast.
I get wanting to save every dollar, but sometimes those add-ons actually pay off. Roadside assistance has bailed me out more than once. Sure, it stings paying extra every month, but being stranded on the highway at 2am is way worse. Guess it’s just about finding that balance between saving now and not getting burned later...
Guess it’s just about finding that balance between saving now and not getting burned later...
Man, I feel this so much. My insurance is through the roof after a couple speeding tickets, and every time I see those “extras” on the bill I get a little twitchy. But yeah, after my battery died in the middle of nowhere last winter, I was real glad I’d kept roadside. Still, I can’t help but roll my eyes at rental coverage—never needed it yet, but maybe that’s just tempting fate. It’s like playing insurance roulette half the time...
