skye74
@skye74
Eminent Member
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Topics: 0 / Replies: 25
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RE: Do you really need extra insurance for a rental in Montana?

Had a rental in Missoula once—thought I was being clever skipping the extra insurance. Next morning, windshield’s got a crack from who-knows-what. Ren...

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RE: Running out of gas and waiting forever for help

Running Out Of Gas And Waiting Forever For Help Man, I swear my old Civic’s gas gauge has a mind of its own. Says I’ve got a quarter tank, then boom—...

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RE: Would you risk a higher deductible to lower your insurance bill?

Would You Risk A Higher Deductible To Lower Your Insurance Bill? Man, I hear you. My kids treat the minivan like it’s a bumper car at the fair. Last ...

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RE: Choosing between basic liability and full coverage for your first car—what did you go with?

Man, I totally get this. My first car was a ‘97 Camry with more duct tape than paint, and I remember looking at my insurance bill thinking, “Am I insu...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Yeah, I hear you—once you get burned, it’s like your “trust radar” goes full DEFCON 1 every time you need to deal with anyone new. I had a sketchy tow...

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RE: Bundling insurance with USAA: worth it or just hype?

Yeah, I tried the bundle thing too and honestly, it felt like ordering a “value meal” but then getting charged extra for fries. I’d rather piece toget...

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RE: Classic car insurance and the annual mileage cap—worth it?

Totally get what you mean—feels like playing mileage roulette sometimes. I’ve pushed the cap a bit on a couple of trips and just crossed my fingers. H...

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RE: Bundling insurance with USAA: worth it or just hype?

Yeah, I’ve noticed the same thing. Last year, I tried bundling my auto and renters with USAA thinking I’d be rolling in savings—nope. The “deal” was l...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Honestly, I get where you're coming from—my driving record looks like a bingo card, so getting dropped would be a nightmare. Legal trouble is bad, but...

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RE: Rental car insurance: worth it or just a money grab?

I hear you, but man, paying those rental company insurance rates feels like feeding my wallet into a wood chipper. I’ve had to file a claim with my ca...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, the insurance game feels like it’s rigged no matter what side you’re on. I swear, my buddy’s delivery van got a cracked taillight and the shop q...

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RE: Rental car insurance: worth it or just a money grab?

I hear you on the “just check the box” thing. I used to do that too, mostly because I didn’t want to be the person holding up the line at the counter ...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, the idea of an insurance company scrolling through your Insta to see if your buddy’s basically moved in is both hilarious and terrifying. I ...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

I get where you’re coming from, but man, those premiums still make me wince every renewal. I’ve had my share of parking lot “magic tricks” too—one tim...

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RE: Deductibles and premiums—what's the real deal?

Couldn’t agree more—paying those higher premiums feels like tossing cash into a black hole most years. I’d rather roll the dice and keep my road trip ...

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