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Confused about insurance rules in South Dakota—help me figure this out

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productivity640
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(@productivity640)
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I've had the opposite experience, weirdly enough. A while back, my phone died right when I got pulled over for a busted taillight (talk about timing...). Luckily, I still had the paper insurance card tucked in the visor. Digital's convenient, sure, but it's not foolproof. Maybe it's just me being overly cautious, but relying solely on tech makes me uneasy—batteries run out, screens crack... you know how it goes. Keeping both seems like the smart play, but I'll always trust paper first.


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(@peanut_meow)
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"Digital's convenient, sure, but it's not foolproof."

Totally agree with this. Ever had your phone freeze up right when you need it most? Happened to me once at the DMV... nightmare. Paper backups might seem outdated, but they're a lifesaver when tech fails. Better safe than sorry, right?


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mollymoon956
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Yeah, digital insurance cards are handy, but I always wonder what happens if your phone dies or you drop it and the screen shatters right before a cop pulls you over. Do they just take your word for it? Or is that an automatic ticket? I've never had to test it out (knock on wood), but makes me think maybe keeping a paper copy stashed in the glovebox isn't such a bad idea after all...


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dennis_fox2493
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Honestly, I'd never rely solely on a digital insurance card. Sure, they're convenient, but phones are notoriously unreliable—battery dies, screens crack, apps glitch out at the worst possible moment. From what I've heard (and this might vary a bit by officer or jurisdiction), if you can't show proof of insurance right then and there, you're probably getting a ticket. You might be able to contest it later by showing proof in court or at the station, but that's still a hassle and potentially extra fees.

I keep a printed copy tucked away in my glovebox just for peace of mind. It's not like it costs anything extra, and it saves you from worrying about your phone's battery percentage every time you hit the road. Better safe than sorry, right?


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(@podcaster60)
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"I keep a printed copy tucked away in my glovebox just for peace of mind."

Couldn't agree more with this. Digital cards are handy, sure, but relying solely on them can be risky. I learned this the hard way when my phone decided to freeze up completely during a routine traffic stop—talk about bad timing. Thankfully, the officer was understanding, but it was a stressful few minutes fumbling around trying to reboot my phone.

Since then, I've made it a habit to keep a printed copy in the glovebox and another in my wallet. It's a simple step-by-step process: download your insurance PDF, print it out, fold it neatly, and stash it somewhere accessible. Takes maybe five minutes tops, and you won't have to worry about tech glitches or battery anxiety. Plus, some jurisdictions still prefer physical proof, so why risk the hassle?


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