mollymoon956
mollymoon956
@mollymoon956
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RE: What happens if your rideshare app is between trips and you get into an accident?

That’s the part that freaks me out. Like, you’re literally not even moving and it still counts against you? I get why they do it, but it feels like a ...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Paper in the glovebox just feels like one of those things you keep doing because it’s saved your butt before. I totally get what you’re saying about t...

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RE: Do you really need extra insurance for a rental in Montana?

Man, the “loss of use” thing tripped me up too. I’ve rented cars a bunch for family trips, but it wasn’t until we did a road trip through Idaho and Mo...

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RE: Lowball insurance estimate—worth fighting or just let it go?

I get where you’re coming from, but I’ve actually had the opposite happen once or twice. Maybe I just got lucky, but my last claim (hail damage, nothi...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I hear you on the fine print—my eyes glaze over halfway through those docs. We switched to agreed value after my cousin’s SUV got totaled and the payo...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? I kinda wrestled with this when we got our minivan. We do a lot of weekend t...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, I’ve run into that too. It’s like they want you to jump through hoops just to save a few bucks. I swear, half the time the fine print is so tiny...

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RE: little-known ways to snag cheaper insurance in Alaska

Yeah, bundling can be a mixed bag. We tried it with our auto and home, and the discount was decent, but not as much as I hoped. Still, it made paying ...

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RE: Struggling to find affordable car insurance after a few tickets—any tips?

Yeah, those trackers are wild. I had one for a bit and it kept flagging me for “hard braking” when someone cut me off in school traffic. Like, what am...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

Haha, gotta admit I'm still stuck somewhere between Step 1 and Step 2... I mean, I know I'm not exactly street racing, but what counts as 'risky' anyw...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, digital insurance cards are handy, but I always wonder what happens if your phone dies or you drop it and the screen shatters right before a cop...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I get the hesitation with digital insurance cards, but honestly, paper isn't foolproof either. Left mine in my other car once and didn't realize until...

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RE: lent my car to a friend, insurance got messy real quick

I get what you're saying, but isn't it better to be safe than sorry? Policies can be tricky... I'd rather shoot a quick text than risk getting blindsi...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

I feel this. Last time I built a dresser, I ended up with extra screws and a drawer that sticks...still can't figure out where I went wrong. Honestly,...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, I get where you're coming from. I've had friends stuck in paperwork nightmares too...but when my wife had her fender-bender last year, our insur...

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