"sometimes the effort outweighs the savings."
Couldn't agree more. I once spent hours comparing quotes after moving just a few miles away—barely saved enough for a tank of gas. Lesson learned: sometimes it's better to just enjoy the drive than chase pennies...
I get what you're saying, but sometimes that extra digging can really pay off. When I first moved to a no-fault state, I figured I'd just stick with my old insurer out of convenience. But after a friend nudged me to shop around, I found a policy with better coverage and ended up saving enough to cover a few months' worth of premiums. Sure, it's not always worth it—like you said,
But every now and then those couple hours can seriously pay dividends..."barely saved enough for a tank of gas."
I see your point, but honestly, my experience has been pretty different. A while back, I spent a whole afternoon comparing quotes after moving to a no-fault state. Thought I'd hit the jackpot when I found a cheaper policy with similar coverage. Fast forward a few months, and I had a minor fender-bender—nothing major, thankfully—but dealing with their claims process was a nightmare. The customer service was slow, paperwork got lost... it was just one headache after another.
Eventually went back to my old insurer, even though it cost me a bit more per month. For me, peace of mind is worth more than saving a few bucks here and there. I'm not saying shopping around isn't worth it—clearly worked out for you—but sometimes sticking with what you know can save you from unexpected hassles down the road. Guess it's all about weighing what's important to you personally.
"For me, peace of mind is worth more than saving a few bucks here and there."
Totally get this. Had a similar issue once—cheaper policy seemed great until I actually needed it. Learned the hard way that reliability matters way more than price alone... Glad you're sorted now.
I agree with this perspective. While price is important, I've been wondering lately how much coverage differences really matter in no-fault states. Seems like reliability and clear policy terms might save more headaches than just going for the cheapest option...
