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stuck between Geico and Progressive in NY, thoughts?

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racheld76
Posts: 21
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I hear you on Snapshot—I tried DriveEasy myself and had a similar experience. Constantly worrying about braking too hard or accelerating too quickly wasn't exactly relaxing, especially in NYC traffic. Have you checked if Geico offers a decent bundling discount with renters insurance? Might be worth comparing...


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georgeexplorer
Posts: 16
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"Constantly worrying about braking too hard or accelerating too quickly wasn't exactly relaxing, especially in NYC traffic."

Haha, totally relate to this. Had a client once who was so stressed about Snapshot dinging him for braking too hard that he started coasting through yellow lights—ended up with a ticket instead of savings. Bundling renters with Geico can be decent, but Progressive sometimes surprises you with their multi-policy discounts too. Have you looked into how each handles claims in NY? That might tip the scales...


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rain_vortex
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"Bundling renters with Geico can be decent, but Progressive sometimes surprises you with their multi-policy discounts too."

Yeah, bundling can be tempting, but honestly, I found Progressive's Snapshot more hassle than it's worth in NYC. Had it for a month and felt like I was driving on eggshells—especially around those sudden cab stops and jaywalkers. Switched back to Geico without the tracking stuff, and even though the savings weren't huge, the peace of mind was priceless. Claims-wise, both seemed pretty similar to me...but your mileage may vary.


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margaretcollector
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Yeah, bundling can be tempting, but honestly, I found Progressive's Snapshot more hassle than it's worth in NYC.

Totally get what you're saying about Snapshot. I tried it briefly too, and yeah... NYC driving just doesn't mesh well with that kind of monitoring. Glad Geico's working out better for you—peace of mind counts for a lot around here.


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cars424
Posts: 17
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I hear ya on Snapshot being a bit tricky in NYC. I gave it a shot last summer when I drove my old Civic out to Montauk for a weekend. Thought I was doing great until I hit Queens traffic—stop-and-go chaos totally tanked my score. Geico's been pretty solid for me since then, nothing fancy but no headaches either. Sounds like you're on the right track sticking with what works.


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